53 Bluff Rd, Saint Joseph, TN 38481 Property Records

Lawrence County property record for 53 Bluff Rd, Saint Joseph, TN 38481

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,022 sqft · built 1998
Lot Size	0.486 acres (21,172 sqft)
Owner	Individual Name on File
Last Sale	$6,000 (Mar 1997)
Tax Bill	$709 (2023)
Deeds & Mortgages	Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`050156 04608`

Property Details

APN / Parcel Number

Primary APN	`050156 04608`
Alternative APN	`156 04608`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,022 sqft Living Area
1st Floor Area	1,022 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2002
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,172 sqft (0.486 acres)
Lot Dimensions	125 ft deep x 184 ft wide

Exterior Amenities

Porch	Slab
Porch Area	70 sqft
Deck Area	50 sqft
Patio Area	50 sqft
Utility Building	1 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	53 BLUFF RD
City	SAINT JOSEPH
State	TN
Zip	38481-5030
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 2
Jurisdiction	LAWRENCE TN
Township / Civil Division	1
Census Block Group	2
Census Block	2015
Census Tract	960600

Owner

Source: Lawrence County assessment roll, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	53 BLUFF RD, SAINT JOSEPH, TN 38481-5030
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 11, 1997 · Amount on Record
Deed Sale	Mar 11, 1997 · Amount on Record
Prior Sale	Feb 5, 1997 · Amount on Record
Deed Book / Page	291 / 347
Transfer Doc	0290000569
Record Updated	Jun 8, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE TN
Property Address	53 BLUFF RD, SAINT JOSEPH, TN 38481-5030
Document Number	524781
Book / Page	000524 / 000781
Instrument Date	Jan 11, 2018
Transaction Type	Mortgage
Record Updated	Jan 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 BLUFF RD ST JOSEPH TN 384815030, ST JOSEPH, TN 38481-5030

Mortgage

Document Number	524781
Date	Jan 11, 2018
Book Page	000524/000781
Instrument	204

Lender

Name	DOUGLAS E SPRINGER

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Jan 10, 2020

Interest

Rate	5%

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Lawrence County
Municipality	St. Joseph City
Unified School District	Lawrence County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$28,650 (-) Land $1,750 Building $26,900
2023	$709.00	$28,650 (-) Land $1,750 Building $26,900
2022	$709.00	$28,650 Land $1,750 Building $26,900	$114,600 Land $7,000 Building $107,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2000)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST JOSEPH WATER SYSTEM serves 1,533 people · EPA ID TN0000604
Water Source	Groundwater influenced by surface water
Last State Inspection	Dec 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Loretto Telephone Company Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bluff Rd

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