55 Beach Rd, Bristol, RI 02809 Property Records

Bristol Town property record for 55 Beach Rd, Bristol, RI 02809

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,914 sqft · built 1930
Lot Size	0.506 acres (22,037 sqft)
Owner	2 Individual Names on Record
Last Sale	$11,500 (Oct 1996)
Tax Bill	$6,832 (2026)
Deeds & Mortgages	Apr 2023 Refinance Jul 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`18-2598-03`

Property Details

APN / Parcel Number

Primary APN	`18-2598-03`
Alternative APNs	`BRIS M:62 L:94` `3991`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,914 sqft Living Area
Gross Area	3,234 sqft
Basement Area	792 sqft
Unfinished Basement	792 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Hip
Roof Material	Asphalt
Lot Area	22,037 sqft (0.506 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	18-2598-03
Street Address	55 BEACH RD
City	BRISTOL
State	RI
Zip	02809-1531
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Lot Number	94
Jurisdiction	BRISTOL RI
Township / Civil Division	BRISTOL
Census Block Group	2
Census Block	2008
Census Tract	30902

Owner

Source: Bristol Town records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	55 BEACH RD, BRISTOL, RI 02809-1531
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance COASTAL ONE CREDIT UNION
Jul 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 1996 · Amount on Record
Deed Sale	Oct 3, 1996 · Amount on Record
Deed Book / Page	588 / 282
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRISTOL RI
Property Address	55 BEACH RD, BRISTOL, RI 02809-1531
Transaction Type	Mortgage
Record Updated	Apr 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002207-128
Date	Apr 10, 2023
Book Page	2207/128
Instrument	4549

Lender

Name	COASTAL ONE CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	May 1, 2048

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRISTOL RI
Property Address	55 BEACH RD, BRISTOL, RI 02809-1531
Transaction Type	Mortgage
Record Updated	Feb 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002124-104
Date	Jul 26, 2021
Book Page	2124/104
Instrument	12012

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

Tax Assessment & Valuation

Source: Bristol Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Bristol Town
Unified School District	Bristol-Warren Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$6,832.00 (+19.05%)
2025	$5,739.00 (+3.44%)	$415,300 (-) Land $205,700 Building $209,600
2023	$5,548.00 (+22.07%)	$415,300 (+18.79%) Land $205,700 Building $209,600
2022	$4,545.00	$349,600 Land $89,300 Building $260,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	61 units insured incl. 32 condo units
Nearby Flood Claims	19 (1985–2018)
Claims Outside the SFHA	3 of 19
Most Recent Claim	Mar 2018 · other causes
Claims by Event	Severe Storms And Flooding, Apr 2010 · 5 claims Hurricane Bob, Aug 1991 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRISTOL COUNTY WATER AUTHORITY serves 49,000 people · EPA ID RI1647515
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
i3 Broadband Cable	2,000 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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