55 Amethyst Rd, Palmyra, VA 22963 Property Records

Fluvanna County property record for 55 Amethyst Rd, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,172 sqft · built 1989
Lot Size	0.367 acres (15,987 sqft)
Owner	Individual Name on File
Last Sale	$189,900 (Mar 2014)
Tax Bill	$2,918 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Sep 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18A 9 332`

Property Details

APN / Parcel Number

Primary APN	`18A 9 332`
Alternative APN	`6582`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,172 sqft Living Area
Gross Area	3,248 sqft
1st Floor Area	1,172 sqft
Basement Area	1,172 sqft
Finished Basement	1,172 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2008
Exterior Material	Wood Siding
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,987 sqft (0.367 acres)
Terrain	Rolling
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	88 sqft
Deck Area	240 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	6582
Street Address	55 AMETHYST RD
City	PALMYRA
State	VA
Zip	22963-2414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	DB 914-185 KNOLLWOOD-9 LOT 332 16,000 SF
Legal Subdivision	KNOLLWOOD LAKE MONTICELLO SUBDIVISION
Legal Block	33
Legal Lot Number	332
Jurisdiction	FLUVANNA VA
Township / Civil Division	RIVANNA
Census Block Group	1
Census Block	1010
Census Tract	20103

Owner

55 Amethyst Rd is owned and occupied by an individual who acquired it in December 2020.

Source: Fluvanna County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	55 AMETHYST RD, PALMYRA, VA 22963-2414
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2024	Deed of Trust, Mortgage · FHA Mortgage HUD
Sep 15, 2023	Deed of Trust, Mortgage · Conventional Mortgage HUD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 2014 · Amount on File
Deed Sale	Mar 10, 2014 · Amount on File
Deed Document Number	2014624
Deed Book / Page	914 / 185
Last Transfer Date	Dec 2, 2020
Transfer Doc	0000005015
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	55 AMETHYST RD, PALMYRA, VA 22963-2414
Transaction Type	Mortgage
Record Updated	May 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240000887
Date	Apr 18, 2024
Instrument	240000887

Lender

Name	HUD
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	324 Months
Due	Jul 1, 2051

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	55 AMETHYST RD, PALMYRA, VA 22963-2414
Transaction Type	Mortgage
Record Updated	Oct 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230002560
Date	Sep 15, 2023
Instrument	230002560

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	336 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 55 Amethyst Rd was $2,918.

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$386,600 (-) Land $30,000 Building $356,600	$386,600 (-) Land $30,000 Building $356,600
2025	$2,918.00	$386,600 Land $30,000 Building $356,600	$386,600 Land $30,000 Building $356,600
2023		$252,600 Land $30,000 Building $222,600	$252,600 Land $30,000 Building $222,600
2022	$2,131.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 55 Amethyst Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 55 Amethyst Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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