49 Amethyst Rd, Palmyra, VA 22963 Property Records

Fluvanna County property record for 49 Amethyst Rd, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,712 sqft · built 1992
Lot Size	0.344 acres (14,985 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Nov 2024)
Tax Bill	$2,962 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Mar 2024 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`18A 9 125`

Property Details

APN / Parcel Number

Primary APN	`18A 9 125`
Alternative APN	`10288`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,712 sqft Living Area
Gross Area	4,200 sqft
1st Floor Area	1,656 sqft
Basement Area	1,656 sqft
Finished Basement	1,656 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2010
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,985 sqft (0.344 acres)
Terrain	Rolling
Garage Type	Built-in
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Screened Porch
Porch Area	80 sqft
Deck Area	88 sqft
Patio Area	504 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	10288
Street Address	49 AMETHYST RD
City	PALMYRA
State	VA
Zip	22963-2413
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	INST 240002902 KNOLLWOOD-9 LOT 125 15,000 SF
Legal Subdivision	LAKE MONTICELLO
Legal Block	12
Legal Lot Number	125
Jurisdiction	FLUVANNA VA
Township / Civil Division	RIVANNA
Census Block Group	1
Census Block	1010
Census Tract	20103

Owner

Source: Fluvanna County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	49 AMETHYST RD, PALMYRA, VA 22963-2413
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 27, 2024	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 7, 2024	Deed, Transfer · Conventional Mortgage TRUIST BANK
Jan 17, 2023	Gift Deed, Transfer · Conventional Mortgage CLEAREDGE LENDING LLC
Aug 16, 2019	Intrafamily Transfer, Transfer
May 24, 2017	Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE
May 24, 2017	Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2024 · Amount on Record
Deed Sale	Nov 7, 2024 · Amount on Record
Prior Sale	May 24, 2017 · Amount on Record
Deed Document Number	20242902
Prior Transfer Date	Jan 10, 2023
Prior Transfer Doc	0000000136
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	49 AMETHYST RD, PALMYRA, VA 22963-2413
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200000710
Date	Feb 28, 2020
Instrument	200000710

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

Interest

Rate Type	Fixed Rate

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	49 AMETHYST RD, PALMYRA, VA 22963-2413
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240000687
Date	Mar 27, 2024
Instrument	240000687

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2054

November 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Nov 7, 2024
Property Address	49 AMETHYST RD, PALMYRA, VA 22963-2413
Document Number	0240002902
Map Reference	DB 820 PG 155
Instrument Date	Nov 4, 2024
Instrument	240002902
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 AMETHYST RD, PALMYRA, VA 22963-2413

Mortgage

Document Number	0240002903
Date	Nov 7, 2024
Instrument	240002903

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2054

January 2023: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	FLUVANNA VA
Recording Date	Jan 17, 2023
Property Address	49 AMETHYST RD, PALMYRA, VA 22963-2413
Document Number	0230000136
Map Reference	DB 820 PG 155
Instrument Date	Jan 4, 2023
Instrument	230000136
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	KVS TITLE LLC, VS TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 AMETHYST RD, PALMYRA, VA 22963-2413

Mortgage

Document Number	0230000137
Date	Jan 17, 2023
Instrument	230000137

Lender

Name	CLEAREDGE LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLUVANNA VA
Recording Date	Aug 16, 2019
Property Address	49 AMETHYST RD, PALMYRA, VA 22963-2413
Document Number	0001902460
Map Reference	PB 820 PG 155
Instrument Date	Jul 11, 2019
Instrument	1902460
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 AMETHYST RD, PALMYRA, VA 22963-2413

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	May 24, 2017
Property Address	49 AMETHYST RD, PALMYRA, VA 22963-2413
Document Number	1701661
Map Reference	PB 820 PG 155
Instrument Date	May 8, 2017
Instrument	1701661
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 AMETHYST RD, PALMYRA, VA 22963-2413

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	May 24, 2017
Property Address	49 AMETHYST RD, PALMYRA, VA 22963-2413
Document Number	0001701661
Map Reference	PB 820 PG 155
Instrument Date	May 8, 2017
Instrument	1701661
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 AMETHYST RD, PALMYRA, VA 22963-2413

Mortgage

Document Number	0001701662
Date	May 24, 2017
Instrument	1701662

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$392,400 (-) Land $33,000 Building $359,400	$392,400 (-) Land $33,000 Building $359,400
2025	$2,962.00 (+0.65%)	$392,400 (+24.37%) Land $33,000 Building $359,400	$392,400 (+24.37%) Land $33,000 Building $359,400
2024	$2,943.00 (+10.56%)
2023		$315,500 Land $33,000 Building $282,500	$315,500 Land $33,000 Building $282,500
2022	$2,662.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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