Washington County property record for 55 Amanda Dr, Smithsburg, MD 21783
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,266 sqft · built 1998 |
| Lot Size | 0.284 acres (12,356 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $179,900 (Jun 2002) |
| Tax Bill | $2,720 (2025) |
| Deeds & Mortgages | Apr 2023 Mortgage Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-032277 |
| Primary APN | 07-032277 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,266 sqft Total Area |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 12,356 sqft (0.284 acres) |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 132 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 032277 |
|---|---|
| Street Address | 55 AMANDA DR |
| City | SMITHSBURG |
| State | MD |
| Zip | 21783-1573 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 251 0.28 ACRE 55 AMANDA DR WHISPERING HILLS |
| Legal Subdivision | WHISPERING HILLS |
| Legal Block | 3 |
| Legal Lot Number | 251 |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 7, SMITHSBURG |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 11301 |
Source: Washington County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 55 AMANDA DR, SMITHSBURG, MD 21783-1573 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 24, 2023 | Deed of Trust, Mortgage · Unknown FIRST UNITED BANK & TRUST CO |
| Nov 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 10, 2002 · Amount on Record |
| Deed Sale | Jun 10, 2002 · Amount on Record |
| Prior Sale | Jul 31, 1998 · Amount on Record |
| Deed Document Number | 20021949 |
| Deed Book / Page | 1792 / 984 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 55 AMANDA DR, SMITHSBURG, MD 21783-1573 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2023 |
| Name | Verified Name |
|---|---|
| Address | 55 AMANDA DR, SMITHSBURG, MD 21783-1573 |
| Document Number | 0072320289 |
|---|---|
| Date | Apr 24, 2023 |
| Book Page | 7232/289 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | SMITHSBURG, MD 21783 |
| Type | Unknown |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 55 AMANDA DR, SMITHSBURG, MD 21783-1573 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | CT |
| Name | Verified Name |
|---|
| Document Number | 0099990250 |
|---|---|
| Date | Nov 30, 2021 |
| Book Page | 9999/250 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | SMITHSBURG, MD 21783 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2036 |
Source: Washington County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Municipality | Smithsburg Town |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $345,667 (+15.79%) | $389,800 (+0.78%) Land $69,100 Building $320,700 | |
| 2025 | $2,720.00 (+23.47%) | $298,533 (+23.99%) | $386,800 (+52.04%) Land $66,100 Building $320,700 |
| 2023 | $2,203.00 | $240,767 | $254,400 Land $66,100 Building $188,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2006) |
| Most Recent Claim | Jun 2006 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SMITHSBURG DISTRIBUTION SYSTEM serves 2,500 people · EPA ID MD0210018 |
|---|---|
| Water Source | Purchased surface water from CITY OF HAGERSTOWN |
| Last State Inspection | Mar 2026 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber · Cable | 2,300 / 2,300 |
| Xfinity Fiber | 2,000 / 250 |
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