49 Amanda Dr, Smithsburg, MD 21783 Property Records

Washington County property record for 49 Amanda Dr, Smithsburg, MD 21783 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Year BuiltBuilt 1999
Square Footage1,428 sqft Total Area
Lot Size10,800 sqft (0.248 acres)
GarageBuilt-in, 390 sqft
OccupancyOwner Occupied
Last Sale$320,000 (2023)
Tax Bill$2,167.00 (2025)

Property Details

APN / Parcel Number

Primary APN07-032307
Alternative APN
  • 032307

Interior

Full Baths2 Baths
Building Area1,428 sqft Total Area
Basement Area721 sqft Basement
Finished Basement721 sqft Finished
Stories1 Stories

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleSplit Foyer Style
Exterior MaterialSiding Exterior
Roof MaterialComposition Shingle Roof
Lot Area10,800 sqft (0.248 acres)
Parking Spaces1 Parking Spaces
Garage TypeBuilt-in Garage
Garage Area390 sqft Garage
Deck Area192 sqft Deck

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating
SewageSewage Connected

Location & Zoning

Account Number032307
Street Address49 AMANDA DR
CitySMITHSBURG
StateMD
Zip21783-1573
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 254 0.25 ACRE 49 AMANDA DR WHISPERING HILLS
Legal SubdivisionWHISPERING HILLS
Legal Block3
Legal Lot Number254
JurisdictionWASHINGTON MD
Minor Civil Division7, SMITHSBURG
Census Blockgroup3
Census Block3006
Census Tract11301

Owner

Source: Washington County records · APN 07-032307

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address49 AMANDA DR, SMITHSBURG, MD 21783-1573
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 23, 2026Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN FINANCIAL RESOURCES INC
Aug 17, 2023Deed, Transfer · Conventional Mortgage
KIND LENDING LLC
Mar 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Jun 10, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
AMERICAN NEIGHBORHOOD MTG ACCEPTANC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 17, 2023 · Amount on Record
Deed SaleAug 17, 2023 · Amount on Record
Prior SaleJan 06, 1999 · Amount on Record
Deed Book / Page7301 / 344
Prior Transfer DateJun 04, 2020
Prior Transfer Doc0062710348
Record RefreshedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON MD
Property Address49 AMANDA DR, SMITHSBURG, MD 21783-1573
Transaction TypeMortgage
Record UpdatedApr 02, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address49 AMANDA DR, SMITHSBURG, MD 21783-1573

Mortgage

Document Number0078830411
DateMar 23, 2026
Book Page7883/411
Lender
NameAMERICAN FINANCIAL RESOURCES INC
TypeFunding / Finance Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2056

August 2023: Deed, Transfer

Document TypeDeed
JurisdictionWASHINGTON MD
Recording DateAug 17, 2023
Property Address49 AMANDA DR, SMITHSBURG, MD 21783-1573
Document Number0073010344
Book / Page7301 / 344
Map ReferencePL 4945
Instrument DateAug 07, 2023
Transaction TypeTransfer
Record UpdatedAug 29, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,600.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address49 AMANDA DR, SMITHSBURG, MD 21783-1573

Mortgage

Document Number0073010351
DateAug 17, 2023
Instrument7301-0351
Lender
NameKIND LENDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2053

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON MD
Property Address49 AMANDA DR, SMITHSBURG, MD 21783-1573
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanyFIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0065580462
DateMar 23, 2021
Book Page6558/462
Lender
NameAMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

June 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWASHINGTON MD
Recording DateJun 10, 2020
Property Address49 AMANDA DR, SMITHSBURG, MD 21783-1573
Document Number0062710348
Book / Page6271 / 348
Instrument DateJun 04, 2020
Transaction TypeTransfer
Record UpdatedMay 03, 2022
Title CompanyCOVENANT TITLE & ESCROW LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address49 AMANDA DR, SMITHSBURG, MD 21783-1573

Mortgage

Document Number0006271354
DateJun 10, 2020
Instrument6271/354
Lender
NameAMERICAN NEIGHBORHOOD MTG ACCEPTANC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2050

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyWashington County
MunicipalitySmithsburg Town
Unified School DistrictWashington County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$314,533 (+16.55%)$359,200 (-) Land $65,400 Building $293,800
2025$2,167.00 (+5.66%) Homeowner's exemption$269,867 (+26.34%)$359,200 (+59.5%) Land $65,400 Building $293,800
2024$2,051.00 (+6.6%)
2023$1,924.00 Homeowner's exemption$213,600$225,200 Land $65,400 Building $159,800

Flood & Wildfire

49 Amanda Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Washington County (24043C), updated August 14, 2017

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
6th percentile of exposed land nationally · 13th in Maryland
Wildfire LikelihoodLow — less than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Amanda Dr

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