5499 Rensselear Dr, Lapeer, MI 48446 Property Records

Lapeer County property record for 5499 Rensselear Dr, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,536 sqft · built 1988
Lot Size	0.619 acres (26,964 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Feb 2023)
Tax Bill	$1,947 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Feb 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`008-310-285-00`

Property Details

APN / Parcel Number

Primary APN	`008-310-285-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,536 sqft Living Area
1st Floor Area	1,536 sqft
Flooring	Carpet

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	26,964 sqft (0.619 acres)
Lot Dimensions	245 ft deep x 110 ft wide
Garage Area	576 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	5499 RENSSELEAR DR
City	LAPEER
State	MI
Zip	48446-9606
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MANUFACTUR
Legal Description	09 59 100 000 00 T7N R9E MONTICELLO ESTATES LOT 285.
Legal Subdivision	MONTICELLO ESTATES
Legal Lot Number	285
Jurisdiction	LAPEER MI
Township / Civil Division	ELBA
Census Block Group	4
Census Block	4015
Census Tract	336000

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5499 RENSSELEAR DR, LAPEER, MI 48446-9606
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2023	Warranty Deed, Transfer · Conventional Mortgage CASON HOME LOANS
Feb 28, 2020	Deed of Trust, Mortgage · Line of Credit GENISYS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 2023 · Amount on Record
Deed Sale	Feb 9, 2023 · Amount on Record
Prior Sale	Oct 30, 2003 · Amount on Record
Deed Book / Page	3336 / 960
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Feb 9, 2023
Property Address	5499 RENSSELEAR DR, LAPEER, MI 48446-9606
Document Number	0033360960
Book / Page	3336 / 960
Map Reference	LB 3 PG 40-43
Instrument Date	Feb 8, 2023
Transaction Type	Transfer
Record Updated	Mar 14, 2023
Title Company	FIRST AMERICAN, FATIC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,012.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	908 BYRAM LAKE DR, LINDEN, MI 48451-8769

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	79 EDGEWOOD LN, LAPEER, MI 48446-7628

Mortgage

Document Number	0003336962
Date	Feb 9, 2023
Instrument	3336/962

Lender

Name	CASON HOME LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	5499 RENSSELEAR DR, LAPEER, MI 48446-9606
Document Number	0030860622
Instrument Date	Feb 28, 2020
Transaction Type	Mortgage
Record Updated	Jun 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5499 RENSSELEAR DR LAPEER MI 484469606, LAPEER, MI 48446-9606

Mortgage

Document Number	0030860622
Date	Mar 13, 2020
Book Page	003086/000622

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 12, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Elba Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$91,700 (+4.8%)	$183,400 (+4.8%)
2025	$1,947.00 (+336.55%) Homeowner's exemption	$87,500 (+11.04%)	$175,000 (+11.04%)
2023		$78,800	$157,600
2022	$446.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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