5477 Rensselear Dr, Lapeer, MI 48446 Property Records

Lapeer County property record for 5477 Rensselear Dr, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,344 sqft · built 1988
Lot Size	0.971 acres (42,297 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (May 2022)
Tax Bill	$1,787 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`008-310-281-00`

Property Details

APN / Parcel Number

Primary APN	`008-310-281-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Flooring	Carpet

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	42,297 sqft (0.971 acres)
Lot Dimensions	157 ft deep x 170 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	5477 RENSSELEAR DR
City	LAPEER
State	MI
Zip	48446-9725
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MANUFACTUR
Legal Description	09 58 700 000 00 T7N R9E MONTICELLO ESTATES LOTS 281 AND 282 ALSO UNPLATTED LAND SOUTH OF LOTS 281 AND 282 BEING PART OF THE
Legal Range	09E
Legal Township	07N
Legal Section	20
Legal Subdivision	MONTICELLO ESTATES
Legal Lot Number	281-282
Jurisdiction	LAPEER MI
Township / Civil Division	ELBA
Census Block Group	4
Census Block	4015
Census Tract	336000

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5477 RENSSELEAR DR, LAPEER, MI 48446-9725
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2022	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Aug 13, 2021	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2022 · Amount on Record
Deed Sale	May 12, 2022 · Amount on Record
Prior Sale	Jan 29, 2015 · Amount on Record
Deed Book / Page	3293 / 327
Prior Transfer Date	Jan 14, 2015
Prior Transfer Doc	0027480386
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	May 12, 2022
Property Address	5477 RENSSELEAR DR, LAPEER, MI 48446-9725
Document Number	0032930327
Book / Page	3293 / 327
Map Reference	LB 3 PG 40-43
Instrument Date	Apr 22, 2022
Transaction Type	Transfer
Record Updated	Jun 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5477 RENSSELEAR DR, 5477, LAPEER, MI 48446-9725

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4253 COOPER AVE, ROYAL OAK, MI 48073-1507

Mortgage

Document Number	0032900866
Date	Apr 29, 2022
Book Page	3290/866

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	5477 RENSSELEAR DR, LAPEER, MI 48446-9725
Transaction Type	Mortgage
Record Updated	Sep 17, 2021
Title Company	AVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5477 RENSSELEAR DR, LAPEER, MI 48446-9725

Mortgage

Document Number	0032280555
Date	Aug 13, 2021
Book Page	3228/555

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Elba Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$87,900 (+7.33%)	$175,800 (+7.33%)
2025	$1,787.00 (+175.77%) Homeowner's exemption	$81,900 (+10.38%)	$163,800 (+10.38%)
2023		$74,200	$148,400
2022	$648.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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