5498 Florida Dr, Concord, CA 94521 Property Records

Contra Costa County property record for 5498 Florida Dr, Concord, CA 94521

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,437 sqft · built 1965
Lot Size0.193 acres (8,400 sqft)
OwnerCompany Name on Record
Tax Bill$2,595 (2025)
Deeds & MortgagesDec 2016 Line of Credit
Flood ZoneZone X (minimal risk)
APN120-291-026-9

Property Details

APN / Parcel Number

Primary APN120-291-026-9
Alternative APN
  • 120-291-026

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area1,437 sqft Living Area
1st Floor Area1,437 sqft

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Lot Area8,400 sqft (0.193 acres)
Garage TypeAttached
Garage Area437 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address5498 FLORIDA DR
CityCONCORD
StateCA
Zip94521-4633
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 3346 LOT 640 & TR ADJ
Legal SubdivisionCLAYTON VALLEY HIGHLANDS UNIT #6
Legal Tract3346
Legal Lot Number640
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group2
Census Block2012
Census Tract355310

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address5498 FLORIDA DR, CONCORD, CA 94521-4633
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 29, 1995
Deed SaleDec 29, 1995
Deed Document Number1995225992
Prior Transfer DateMar 1, 1994
Prior Transfer Doc0000069358
Record UpdatedOct 29, 2026

December 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address5498 FLORIDA DR, CONCORD, CA 94521-4633
Document Number0000049899
Instrument DateDec 5, 2016
Transaction TypeMortgage
Record UpdatedAug 17, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address5498 FLORIDA DR CONCORD CA 945214633, CONCORD, CA 94521-4633

Mortgage

Document Number0000049899
DateMar 22, 2017
Instrument49899
Lender
NameBANK OF AMERICA
TypeBank
AddressJACKSONVILLE, FL 32256
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityConcord City
Unified School DistrictMount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$159,684 (+2%) Land $56,188 Building $103,496
2025$2,595.00 (+6.44%) Homeowner's exemption$156,554 (+4.04%) Land $55,087 Building $101,467
2023$2,438.00 (+2.48%) Homeowner's exemption$150,477 Land $52,949 Building $97,528
2022$2,379.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 72% of California
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCONTRA COSTA WATER DISTRICT
serves 210,500 people · EPA ID CA0710003
Water SourceSurface water
Last State InspectionJan 2022
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 588 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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