5491 Florida Dr, Concord, CA 94521 Property Records

Contra Costa County property record for 5491 Florida Dr, Concord, CA 94521 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,232 sqft · built 1965
Lot Size	0.152 acres (6,600 sqft)
Owner	Individual Name on File
Last Sale	$875,000 (Aug 2026)
Tax Bill	$9,063 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Nov 2025 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`120-292-008-6`

Property Details

APN / Parcel Number

Primary APN	`120-292-008-6`
Alternative APN	`120-292-008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1974
Lot Area	6,600 sqft (0.152 acres)
Garage Type	Attached
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	5491 FLORIDA DR
City	CONCORD
State	CA
Zip	94521-4631
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 3346 LOT 654
Legal Subdivision	SUBDIVISION 3346
Legal Tract	3346
Legal Lot Number	654
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2013
Census Tract	355310

Owner

Source: Contra Costa County records · APN 120-292-008-6

Assessment roll updated July 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5491 FLORIDA DR, CONCORD, CA 94521-4631
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Aug 07, 2026	Grant Deed, Transfer · Conventional Mortgage CALIFORNIA CREDIT UNION
Nov 19, 2025	Affidavit of Death of Joint Tenant, Transfer
Aug 29, 2022	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Apr 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Nov 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 07, 2026 · Amount on Record
Deed Sale	Aug 07, 2026 · Amount on Record
Prior Sale	Mar 31, 2016 · Amount on Record
Deed Document Number	202683087
Prior Transfer Date	May 23, 2002
Prior Transfer Doc	0000188915
Record Updated	Sep 20, 2026

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 07, 2026
Property Address	5491 FLORIDA DR, CONCORD, CA 94521-4631
Document Number	0000083087
Instrument Date	Jul 30, 2026
Instrument	202683087
Transaction Type	Transfer
Record Updated	Aug 14, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$97,212.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5491 FLORIDA DR, CONCORD, CA 94521-4631

Mortgage

Document Number	0000083088,
Date	Aug 07, 2026
Instrument	202683088

Lender

Name	CALIFORNIA CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

November 2025: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 19, 2025
Property Address	5491 FLORIDA DR, CONCORD, CA 94521-4631
Document Number	0000130444
Map Reference	MB 100 PG 31
Instrument Date	Nov 14, 2025
Instrument	2025- 130444
Transaction Type	Transfer
Record Updated	Dec 02, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5491 FLORIDA DR, CONCORD, CA 94521-4631

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5491 FLORIDA DR, CONCORD, CA 94521-4631
Transaction Type	Mortgage
Record Updated	Nov 03, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5491 FLORIDA DR, CONCORD, CA 94521-4631

Mortgage

Document Number	0000132587
Date	Aug 29, 2022
Instrument	2022-132587

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	LIMA, OH 45801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 19, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5491 FLORIDA DR, CONCORD, CA 94521-4631
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	TICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000079182
Date	Apr 28, 2020
Instrument	2020-079182

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Change Frequency	Annually

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5491 FLORIDA DR, CONCORD, CA 94521-4631
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	TICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5491 FLORIDA DR, CONCORD, CA 94521-4631

Mortgage

Document Number	0000274097
Date	Nov 13, 2020
Instrument	2020-274097

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

Tax Assessment & Valuation

Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$744,165 (+2%) Land $442,655 Building $301,510
2025	$9,063.00 (+4.48%)	$729,575 (+4.04%) Land $433,976 Building $295,599
2023	$8,674.00 (+7.76%)	$701,246 Land $417,125 Building $284,121
2022	$8,049.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Contra Costa County (06013C), updated October 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060133553102, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 27% of California
Wildfire Likelihood	About 1 in 1,099 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 588 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50
Unwired	Fixed Wireless	300 / 25
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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