5497 Ford Rd, Elba, NY 14058 Property Records

Genesee County and Elba Town property record for 5497 Ford Rd, Elba, NY 14058

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 947 sqft · built 1920
Lot Size	0.6 acres (26,136 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Dec 2023)
Tax Bill	$5,077 (2026)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Dec 2021 Refinance + 1 more
APN	`183489 9.-1-14.2`

Property Details

APN / Parcel Number

Primary APN	`183489 9.-1-14.2`
Alternative APN	`34890090000001014002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	947 sqft Living Area
1st Floor Area	620 sqft
Upper Floors Area	327 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1935
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	26,136 sqft (0.6 acres)
Lot Dimensions	147 ft deep x 177 ft wide
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	5497 FORD RD
City	ELBA
State	NY
Zip	14058-9506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	14.002
Jurisdiction	GENESEE NY
Township / Civil Division	ELBA
Census Block Group	1
Census Block	1039
Census Tract	950200

Owner

Source: Genesee County and Elba Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5497 FORD RD, ELBA, NY 14058-9506
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2023	Warranty Deed, Transfer · FHA Mortgage EVANS BANK NA
Dec 15, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF CASTILE
Jan 26, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage BERNARD BAKOS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2023 · Amount on Record
Deed Sale	Dec 13, 2023 · Amount on Record
Prior Sale	Jan 26, 2021 · Amount on Record
Deed Document Number	2023DE2023-1936
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE NY
Recording Date	Dec 13, 2023
Property Address	5497 FORD RD, ELBA, NY 14058-9506
Document Number	DE20231936
Instrument Date	Dec 12, 2023
Instrument	DE2023-1936
Transaction Type	Transfer
Record Updated	Jan 2, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 CENTER ST, SENECA FALLS, NY 13148-1924

Mortgage

Document Number	MTG20231600
Date	Dec 13, 2023
Instrument	MTG2023-1600

Lender

Name	EVANS BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE NY
Property Address	5497 FORD RD, ELBA, NY 14058-9506
Transaction Type	Mortgage
Record Updated	Jan 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG20212290
Date	Dec 15, 2021
Instrument	MTG2021-2290

Lender

Name	BANK OF CASTILE
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Jan 1, 2051

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE NY
Recording Date	Jan 26, 2021
Property Address	5497 FORD RD, ELBA, NY 14058-9506
Document Number	00DE202191
Instrument Date	Jan 20, 2021
Instrument	DE2021-91
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6562 JUNCTION RD, PAVILION, NY 14525-9750
Investor	Possibly a Property Investor

Mortgage

Document Number	MTG2021117
Date	Jan 26, 2021
Instrument	MTG2021-117

Lender

Name	BERNARD BAKOS

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Genesee County and Elba Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Genesee County
County Subdivision	Elba Town
Unified School District	Elba Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,077.00 (-1.32%)
2025	$5,145.00	$165,000 (+23%) Land $12,600 Building $152,400	$165,000 (+23%) Land $12,600 Building $152,400
2023		$50,000 (+6.38%) Land $12,000 Building $38,000	$50,000 (+6.38%) Land $12,000 Building $38,000
2022		$47,000 Land $11,400 Building $35,600	$47,000 Land $11,400 Building $35,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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