5319 Ford Rd, Elba, NY 14058 Property Records

Genesee County and Elba Town property record for 5319 Ford Rd, Elba, NY 14058

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,092 sqft · built 1973
Lot Size	1.2 acres (52,272 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,814 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Aug 2019 Mortgage + 3 more
APN	`183489 9.-1-25.2`

Property Details

APN / Parcel Number

Primary APN	`183489 9.-1-25.2`
Alternative APNs	`34890090000001025002` `183489 9.-1-25.21`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	1,092 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	52,272 sqft (1.2 acres)
Lot Dimensions	182 ft deep x 213 ft wide
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	88 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	5319 FORD RD
City	ELBA
State	NY
Zip	14058-9506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	25.021
Jurisdiction	GENESEE NY
Township / Civil Division	ELBA
Census Block Group	1
Census Block	1039
Census Tract	950200

Owner

Source: Genesee County and Elba Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5319 FORD RD, ELBA, NY 14058-9506
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Deed of Trust, Mortgage FIVE STAR BANK
Aug 21, 2019	Deed of Trust, Mortgage · Balloon Mortgage MANUFACTURERS & TRADERS TRUST CO
Apr 7, 2026	Warranty Deed, Transfer
Mar 15, 2021	Quit Claim Deed, Transfer Quitclaim
May 6, 2020	Quit Claim Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 3, 2021
Transfer Doc	0DE2021370
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE NY
Recording Date	Aug 11, 2026
Property Address	5319 FORD RD, ELBA, NY 14058-9506
Document Number	0000000950
Instrument Date	Aug 4, 2026
Instrument	2026MTG2026950
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5319 FORD RD, ELBA, NY 14058-9506

Mortgage

Document Number	0000000950,
Date	Aug 11, 2026
Instrument	2026MTG2026950

Lender

Name	FIVE STAR BANK

Agreement

Amount	Amount Recorded
Term	373 Months
Due	Sep 1, 2057

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Type Change Date	Sep 1, 2036
Index	1-Year CMT
Margin	3
Max Rate	-1%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE NY
Property Address	5319 FORD RD, ELBA, NY 14058-9506
Transaction Type	Mortgage
Record Updated	Apr 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG20191029
Date	Aug 21, 2019
Instrument	MTG2019-1029

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE NY
Recording Date	Apr 7, 2026
Property Address	5319 FORD RD, ELBA, NY 14058-9506
Document Number	0DE2026470
Instrument Date	Apr 2, 2026
Instrument	2026470
Transaction Type	Transfer
Record Updated	Jul 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5319 FORD RD, ELBA, NY 14058-9506

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GENESEE NY
Recording Date	Mar 15, 2021
Property Address	5319 FORD RD, ELBA, NY 14058-9506
Document Number	0DE2021370
Instrument Date	Mar 3, 2021
Instrument	DE2021-370
Transaction Type	Transfer
Record Updated	Apr 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5319 FORD RD, ELBA, NY 14058-9506

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GENESEE NY
Recording Date	May 6, 2020
Property Address	5319 FORD RD, ELBA, NY 14058-9506
Document Number	0DE2020562
Instrument Date	May 4, 2020
Instrument	DE2020-562
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5319 FORD RD, ELBA, NY 14058-9506

Tax Assessment & Valuation

Source: Genesee County and Elba Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Genesee County
County Subdivision	Elba Town
Unified School District	Elba Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,814.00 (-11.03%) Homeowner's exemption
2025	$4,287.00	$133,000 (+7.78%) Land $21,600 Building $111,400	$133,000 (+7.78%) Land $21,600 Building $111,400
2023		$123,400 Land $15,200 Building $108,200	$123,400 Land $15,200 Building $108,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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