Osceola County property record for 5497 Banyan Bay Rd, Saint Cloud, FL 34771
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.169 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $900,400 (Sep 2025) |
| Tax Bill | $4,299 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Jan 2025 Sale |
| APN | 042531352300015200 |
| Primary APN | 042531352300015200 |
|---|
| Lot Area | 7,405 sqft (0.169 acres) |
|---|
| Street Address | 5497 BANYAN BAY RD |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8437 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | BRIDGEWALK PH 2C PB 35 PGS 66-72 LOT 520 |
| Legal Phase | 2C |
| Legal Lot Number | 520 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 43700 |
5497 Banyan Bay Rd, residential vacant land, is owned and occupied by an individual who bought it in September 2025.
Source: Osceola County records, as of December 11, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 5497 BANYAN BAY RD, SAINT CLOUD, FL 34771-8437 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 26, 2025 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 9, 2025 | Special Warranty Deed, Construction Loan ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 26, 2025 · Amount on File |
| Deed Sale | Sep 26, 2025 · Amount on File |
| Prior Sale | Jan 9, 2025 · Amount on File |
| Deed Document Number | 2025118668 |
| Deed Book / Page | 6854 / 617 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 26, 2025 |
| Property Address | 5497 BANYAN BAY RD, SAINT CLOUD, FL 34771-8437 |
| Document Number | 0068540617 |
| Book / Page | 6854 / 617 |
| Map Reference | MB 35 PG 66-72 |
| Instrument Date | Sep 19, 2025 |
| Instrument | 2025118668 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | PGP TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,302.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4901 VINELAND ROAD # 5000, 5000, ORLANDO, FL 32811-7300 |
| Name | Verified Name |
|---|---|
| Address | 5497 BANYAN BAY RD, SAINT CLOUD, FL 34771-8437 |
| Document Number | 0006854619 |
|---|---|
| Date | Sep 26, 2025 |
| Instrument | 6854/619 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 9, 2025 |
| Property Address | 5497 BANYAN BAY RD, SAINT CLOUD, FL 34771-8437 |
| Document Number | 0067222122 |
| Book / Page | 6722 / 2122 |
| Map Reference | MB 35 PG 66-72 |
| Instrument Date | Dec 30, 2024 |
| Instrument | 2025002833 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 12, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $52,731.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6675 WESTWOOD BLVD, ORLANDO, FL 32821-8061 |
| Name | Verified Name |
|---|---|
| Address | 4901 VINELAND RD, ORLANDO, FL 32811-7300 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 5497 Banyan Bay Rd was $4,299.
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,299.00 | $90,000 Land $90,000 | $90,000 Land $90,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
There have been 18 flood claims near 5497 Banyan Bay Rd since 2004.
Source: OpenFEMA NFIP redacted claims and policies, as of September 2026
| Flood Insurance Cost | Premium on File median of 330 policies |
|---|---|
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 330 in force |
| Nearby Flood Claims | 18 (2004–2022) |
| Claims Outside the SFHA | 1 of 18 |
| Most Recent Claim | Oct 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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