5526 Banyan Bay Rd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5526 Banyan Bay Rd, Saint Cloud, FL 34771

Property Summary

Property TypeVacant Land
Lot Size0.14 acres (6,098 sqft)
OwnerCompany Name on Record
Last Sale$731,300 (Oct 2026)
Tax Bill$3,790 (2025)
Deeds & MortgagesOct 2026 Sale & Mortgage
Jan 2025 Sale
APN04-25-31-3523-0001-4710

Property Details

APN / Parcel Number

Primary APN04-25-31-3523-0001-4710
Alternative APN
  • 253104352300014710

Exterior

Lot Area6,098 sqft (0.14 acres)

Location & Zoning

Street Address5526 BANYAN BAY RD
CitySAINT CLOUD
StateFL
Zip34771-8438
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionBRIDGEWALK PH 2C PB 35 PGS 66-72 LOT 471
Legal SubdivisionBRIDGEWALK PHASE 2C
Legal Lot Number471
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1003
Census Tract43700

Owner

Source: Osceola County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address5526 BANYAN BAY RD, SAINT CLOUD, FL 34771-8438
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Oct 5, 2026Special Warranty Deed, Transfer · Conventional Mortgage
HELM BANK USA
Jan 9, 2025Special Warranty Deed, Construction Loan
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 5, 2026 · Amount on Record
Deed SaleOct 5, 2026 · Amount on Record
Prior SaleJan 9, 2025 · Amount on Record
Deed Document Number2026128115
Deed Book / Page7044 / 1402
Record UpdatedOct 29, 2026

October 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 5, 2026
Property Address5526 BANYAN BAY RD, SAINT CLOUD, FL 34771-8438
Document Number0000128115
Book / Page7044 / 1402
Instrument DateOct 1, 2026
Instrument2026128115
Transaction TypeTransfer
Record UpdatedOct 16, 2026
Title CompanyPGP TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$517,029.10
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership
Address5526 BANYAN BAY RD, SAINT CLOUD, FL 34771-8438

Mortgage

Document Number0000128116,
DateOct 5, 2026
Instrument2026128116
Lender
NameHELM BANK USA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

January 2025: Special Warranty Deed, Construction Loan

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 9, 2025
Property Address5526 BANYAN BAY RD, SAINT CLOUD, FL 34771-8438
Document Number0067222122
Book / Page6722 / 2122
Map ReferenceMB 35 PG 66-72
Instrument DateDec 30, 2024
Instrument2025002833
Transaction TypeConstruction Loan
Record UpdatedDec 12, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$52,731.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address6675 WESTWOOD BLVD, ORLANDO, FL 32821-8061

Transferred To (Grantee/Buyer)

NameVerified Name
Address4901 VINELAND RD, ORLANDO, FL 32811-7300
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,790.00$90,000 Land $90,000$90,000 Land $90,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: OpenFEMA NFIP redacted claims and policies, as of September 2026

Flood Insurance CostPremium on Record
median of 330 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies330 in force
Nearby Flood Claims18 (2004–2022)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Oct 2022 · 2 claims
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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