Okaloosa County property record for 5496 Monterrey Rd, Crestview, FL 32539
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,837 sqft · built 1983 |
| Lot Size | 0.509 acres (22,191 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $255,000 (Sep 2026) |
| Tax Bill | $2,132 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-593-7412-4 |
| Primary APN | C56-000-593-7412-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,837 sqft Living Area |
| Gross Area | 2,871 sqft |
| 1st Floor Area | 1,837 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 22,191 sqft (0.509 acres) |
| Garage Type | Carport |
| Garage Area | 810 sqft |
| Carport | Carport |
| Carport Area | 810 sqft |
| Porch | Slab |
| Porch Area | 224 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5496 MONTERREY RD |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32539-7021 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG 33 FT W & 2316 FT N SE COR OF SW1/4 OF SW1/4 W150 FT N150 FT E150 FT S150 FT TO BEG |
| Legal Range | 23W |
| Legal Township | 03N |
| Legal Section | 10 |
| Legal Block | 6 |
| Legal Lot Number | 230 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | CRESTVIEW |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 20400 |
Source: Okaloosa County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5496 MONTERREY RD, CRESTVIEW, FL 32539-7021 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 29, 2026 · Amount on Record |
| Deed Sale | Sep 29, 2026 · Amount on Record |
| Prior Sale | Oct 1, 2014 · Amount on Record |
| Deed Document Number | 20263841179 |
| Prior Transfer Date | Jan 27, 2014 |
| Prior Transfer Doc | 0031341018 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Sep 29, 2026 |
| Property Address | 5496 MONTERREY RD, CRESTVIEW, FL 32539-7021 |
| Document Number | 0003841179 |
| Instrument Date | Sep 28, 2026 |
| Instrument | 20263841179 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2026 |
| Title Company | SOUTH OAK TITLE LLC, SOUTH OAK TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $180,285.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5496 MONTERREY RD, CRESTVIEW, FL 32539-7021 |
| Document Number | 0003841180, |
|---|---|
| Date | Sep 29, 2026 |
| Instrument | 20263841180 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,132.00 (+2.75%) | $211,059 (-3.48%) Land $33,585 Building $177,474 | $211,059 (-3.48%) Land $33,585 Building $177,474 |
| 2023 | $2,075.00 (+6.46%) | $218,661 (+6.54%) Land $28,534 Building $190,127 | $218,661 (+6.54%) Land $28,534 Building $190,127 |
| 2022 | $1,949.00 | $205,244 Land $26,667 Building $178,577 | $205,244 Land $26,667 Building $178,577 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AUBURN WATER SYSTEM public/private · serves 22,903 people · EPA ID FL1460035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
May also be available: Verizon.
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