5494 Monterrey Rd, Crestview, FL 32539 Property Records

Okaloosa County property record for 5494 Monterrey Rd, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,889 sqft · built 1979
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,215 (2025)
Deeds & Mortgages	Jun 2026 Sale Dec 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-593-7407-4`

Property Details

APN / Parcel Number

Primary APN	`C56-000-593-7407-4`
Alternative APNs	`10-3N-23-0000-0006-0180` `23N310000000060180`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,889 sqft Living Area
Gross Area	2,575 sqft
1st Floor Area	1,889 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	65,340 sqft (1.5 acres)
Lot Width	130 ft Width
Garage Type	Detached
Garage Area	384 sqft
Porch	Finished/Open Porch
Porch Area	95 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5494 MONTERREY RD
City	CRESTVIEW
State	FL
Zip	32539-7021
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG 2186 FT N & 33 FT W OF SE COR OF E1/2 OF SW1/4 W 200 FT N130 FT E200 FT S 130 FT TO POB AND COM SE COR OF SW1/4 OF SW1/4 N 2186 FT W 233 FT TO POB W 237.8 FT N 225.6 FT E 287.8 FT S 95.6 FT W 50 FT S 130 FT TO POB
Legal Range	23W
Legal Township	03N
Legal Section	10
Legal Block	6
Legal Lot Number	180
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	3
Census Block	3000
Census Tract	20400

Owner

Source: Okaloosa County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5494 MONTERREY RD, CRESTVIEW, FL 32539-7021
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Dec 18, 2025	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Apr 8, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 3, 2026
Transfer Doc	0003820435
Record Updated	Sep 20, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jun 4, 2026
Property Address	5494 MONTERREY RD, CRESTVIEW, FL 32539-7021
Document Number	0003820435
Instrument Date	Jun 3, 2026
Instrument	20263820435
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	5494 MONTERREY RD, CRESTVIEW, FL 32539-7021

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	5494 MONTERREY RD, CRESTVIEW, FL 32539-7021
Transaction Type	Mortgage
Record Updated	Jan 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5494 MONTERREY RD, CRESTVIEW, FL 32539-7021

Mortgage

Document Number	0003789583
Date	Dec 18, 2025
Instrument	3789583

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Dec 15, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKALOOSA FL
Recording Date	Apr 8, 2021
Property Address	5494 MONTERREY RD, CRESTVIEW, FL 32539-7021
Document Number	0035374321
Book / Page	3537 / 4321
Instrument Date	Apr 7, 2021
Instrument	3444593
Transaction Type	Transfer
Record Updated	May 19, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5494 MONTERREY RD, CRESTVIEW, FL 32539-7021

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,215.00 (+7.14%) Homeowner's exemption	$150,842 (+5.99%)	$274,981 (-3.1%) Land $56,836 Building $218,145
2023	$1,134.00 (+2.9%) Homeowner's exemption	$142,321 (+3%)	$283,791 (+6.07%) Land $48,288 Building $235,503
2022	$1,102.00 Homeowner's exemption	$138,176	$267,547 Land $45,129 Building $222,418

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUBURN WATER SYSTEM public/private · serves 22,903 people · EPA ID FL1460035
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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