5495 Russell Rd, Palms, MI 48465 Property Records

Sanilac County property record for 5495 Russell Rd, Palms, MI 48465

Property Summary

Property TypeSingle Family Home
Lot Size2.4 acres (104,544 sqft)
OwnerIndividual Name on File
Tax Bill$244 (2025)
Deeds & MortgagesApr 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN061-031-400-030-02

Property Details

APN / Parcel Number

Primary APN061-031-400-030-02

Exterior

Lot Area104,544 sqft (2.4 acres)
Lot Dimensions253 ft deep x 332 ft wide

Location & Zoning

Street Address5495 RUSSELL RD
CityPALMS
StateMI
Zip48465
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT14N R16E SEC 31 COM AT SE COR, TH S89*30'W 365 FT, N0*24'59E 286 FT
JurisdictionSANILAC MI
Township / Civil DivisionDELAWARE
Census Block Group1
Census Block1105
Census Tract970100

Owner

5495 Russell Rd is owned and occupied by an individual who acquired it in February 2024.

Source: Sanilac County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address5495 RUSSELL RD, PALMS, MI 48465
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateFeb 23, 2024
Transfer Doc1580000709
Record UpdatedOct 29, 2026

April 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANILAC MI
Property Address5495 RUSSELL RD, PALMS, MI 48465
Transaction TypeMortgage
Record UpdatedDec 3, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address5495 RUSSELL RD, PALMS, MI 48465

Mortgage

Document Number001619/542
DateApr 17, 2025
Book Page1619/542
Lender
NameEASTERN MICHIGAN BANK
TypeBank
AddressCROSWELL, MI 48422
Agreement
TypeClosed-End Mortgage
AmountAmount on Record
Term84 Months
DueApr 10, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 5495 Russell Rd was $244.

Source: Sanilac County assessment roll, as of July 15, 2025

Property Jurisdictions

TypeName
StateMichigan
CountySanilac County
County SubdivisionDelaware Township
Unified School DistrictDeckerville Community School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$67,500$135,000
2025$244.00
2023$39,300$78,600
2022$846.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5495 Russell Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims4 (1986–1987)
Claims Outside the SFHA1 of 4
Most Recent ClaimFeb 1987 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5495 Russell Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 83% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TEC Fiber
Fiber
1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Russell Rd

Nearby Streets

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