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  4. Fallon
  5. Rivers Edge Dr

5495 Rivers Edge Dr, Fallon, NV 89406 Property Records

Churchill County property record for 5495 Rivers Edge Dr, Fallon, NV 89406

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,885 sqft · built 2004
Lot Size1.08 acres (47,045 sqft)
Owner2 Individual Names on Record
Last Sale$206,000 (Oct 2012)
Tax Bill$2,011 (2025)
Deeds & MortgagesSep 2026 Mortgage
Oct 2022 Line of Credit
+ 3 more
Flood ZoneZone X (moderate risk)
APN008-551-55

Property Details

APN / Parcel Number

Primary APN008-551-55
Alternative APN
  • 008-551-09

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area2,015 sqft Living Area
Gross Area2,751 sqft
1st Floor Area2,015 sqft
Fire SprinklersFire Sprinklers

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Exterior MaterialCombination
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area47,045 sqft
Garage TypeAttached
Garage Area736 sqft
Parking Spaces3 Parking Spaces
Shed1 Shed
Shed Area130 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerSeptic
Water SourceWell

Location & Zoning

Street Address5495 RIVERS EDGE DR
CityFALLON
StateNV
Zip89406-1207
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeE1;RES 1 A
Legal Description1995/96,CREATED FROM SPLIT OF PARCEL 008-551-09,PRIMARY NEW PARCEL IS PARCEL 008-551-52,PARCEL IN N1/2-SW1/4,BAILEY MARGARET D PARCEL MAP,PARCEL 4,FILE 287572,RECORDED: JANUARY 24, 1995,008-551-55
Legal Range28
Legal Township19
Legal Section29
Legal SubdivisionMARGARET D DAILEY
Legal Block4
JurisdictionCHURCHILL NV
Township / Civil DivisionFALLON
Census Block Group4
Census Block4015
Census Tract950700

Owner

Source: Churchill County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5495 RIVERS EDGE DR, FALLON, NV 89406-1207
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 8, 2026Deed of Trust, Mortgage · Conventional Mortgage
FINANCIAL HORIZONS CREDIT UNION
Oct 31, 2022Deed of Trust, Mortgage · Line of Credit
UNITED FCU
Apr 8, 2021Deed of Trust, Mortgage · VA Mortgage
CARDINAL FINANCIAL COMPANY LP
Oct 1, 2018Deed of Trust, Mortgage · VA Mortgage
CARDINAL FINANCIAL COMPANY LP
Aug 22, 2019Deed of Trust, Mortgage · VA Mortgage
CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 15, 2012 · Amount on Record
Deed SaleOct 15, 2012 · Amount on Record
Deed Document Number2012430113
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHURCHILL NV
Recording DateSep 8, 2026
Property Address5495 RIVERS EDGE DR, FALLON, NV 89406-1207
Document Number0000521672
Instrument DateSep 1, 2026
Instrument2026521672
Transaction TypeMortgage
Record UpdatedSep 16, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205
Address5495 RIVERS EDGE DR, FALLON, NV 89406-1207

Mortgage

Document Number0000521672,
DateSep 8, 2026
Instrument2026521672
Lender
NameFINANCIAL HORIZONS CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 1, 2041
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHURCHILL NV
Property Address5495 RIVERS EDGE DR, FALLON, NV 89406-1207
Transaction TypeMortgage
Record UpdatedDec 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000498831
DateOct 31, 2022
Instrument498831
Lender
NameUNITED FCU
TypeCredit Union
AddressSAINT JOSEPH, MI 49085
Agreement
TypeLine of Credit
AmountAmount Recorded
Term177 Months
DueJul 1, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHURCHILL NV
Property Address5495 RIVERS EDGE DR, FALLON, NV 89406-1207
Transaction TypeMortgage
Record UpdatedApr 27, 2021
Title CompanyADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000487237
DateApr 8, 2021
Instrument487237
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHURCHILL NV
Property Address5495 RIVERS EDGE DR, FALLON, NV 89406-1207
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000470148
DateOct 1, 2018
Instrument470148
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term359 Months
DueSep 1, 2048

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHURCHILL NV
Property Address5495 RIVERS EDGE DR, FALLON, NV 89406-1207
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000475743
DateAug 22, 2019
Instrument475743
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2049

Tax Assessment & Valuation

Source: Churchill County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateNevada
CountyChurchill County
Unified School DistrictChurchill County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$117,143 (+10.24%) Land $28,000 Building $89,143$334,694 (+10.24%) Land $80,000 Building $254,694
2025$2,011.00 (-19.59%)
2023$2,501.00 (+3.18%)$106,265 (+19.04%) Land $22,750 Building $83,515$303,614 (+19.04%) Land $65,000 Building $238,614
2022$2,424.00$89,267 Land $17,060 Building $72,207$255,049 Land $48,743 Building $206,306

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 33 policies
Nearby Flood Policies33 in force
Nearby Flood Claims2 (2017)
Claims Outside the SFHA2 of 2
Most Recent ClaimMay 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Nevada
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
CC Communications Broadband
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Hot Spot Broadband
Fixed Wireless		100 / 50

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