5495 N River Rd, Owosso, MI 48867 Property Records

Shiawassee County property record for 5495 N River Rd, Owosso, MI 48867

Property Summary

Property Type	Single Family Home
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Company Names on Record
Last Sale	$87,100 (Jul 2016)
Tax Bill	$3,372 (2023)
Deeds & Mortgages	Apr 2022 Construction Loan Mar 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`002-23-400-007`

Property Details

APN / Parcel Number

Primary APN	`002-23-400-007`
Alternative APN	`0022340000700`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,560 sqft Living Area
1st Floor Area	1,560 sqft
Basement Area	1,560 sqft
Unfinished Basement	1,560 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Ranch
Lot Area	32,670 sqft (0.75 acres)
Garage Area	768 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	5495 N RIVER RD
City	OWOSSO
State	MI
Zip	48867-8806
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 23 T8N R2E BEG 306 FT S OF E 14 POST OF SEC TH S 150 FT TH W 218 FT TH N 150 FT TH E 218 FT TO BEG.
Legal Range	02E
Legal Township	08N
Legal Section	23
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	RUSH
Census Block Group	2
Census Block	2067
Census Tract	30200

Owner

Source: Shiawassee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	5495 N RIVER RD, OWOSSO, MI 48867-8806
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2022	Deed of Trust, Mortgage · Construction Mortgage THE DART BANK
Mar 21, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2016 · Amount on Record
Deed Sale	Jul 18, 2016 · Amount on Record
Deed Document Number	20163287855
Deed Book / Page	1224 / 600
Last Transfer Date	Mar 17, 2022
Transfer Doc	0012940104
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	5495 N RIVER RD, OWOSSO, MI 48867-8806
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5495 N RIVER RD, OWOSSO, MI 48867-8806

Mortgage

Document Number	0012950536
Date	Apr 18, 2022
Book Page	1295/536
Instrument	3359451

Lender

Name	THE DART BANK
Type	Bank
Address	LANSING, MI 48912

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	370 Months
Due	Feb 1, 2053

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Mar 21, 2022
Property Address	5495 N RIVER RD, OWOSSO, MI 48867-8806
Document Number	0012940104
Book / Page	1294 / 104
Instrument Date	Mar 17, 2022
Instrument	3358017
Transaction Type	Transfer
Record Updated	Apr 6, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5495 N RIVER RD, 5495, OWOSSO, MI 48867-8806

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	5495 N RIVER RD, OWOSSO, MI 48867-8806

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
County Subdivision	Rush Township
Unified School District	Owosso Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$129,400 (+8.74%)	$258,800 (+8.74%)
2025	Homeowner's exemption	$119,000 (+11.01%)	$238,000 (+11.01%)
2023	$3,372.00 Homeowner's exemption	$107,200	$214,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Frontier.

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