Mobile County property record for 5494 Setter Ct, Theodore, AL 36582
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,456 sqft · built 1977 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $213,100 (Dec 2025) |
| Tax Bill | $780 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Dec 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R023308283002054 |
| Primary APN | R023308283002054 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,456 sqft Living Area |
| 1st Floor Area | 1,456 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 132 sqft |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1148699 |
|---|---|
| Street Address | 5494 SETTER CT |
| City | THEODORE |
| State | AL |
| Zip | 36582-8822 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 41 QUAIL RUN UNIT 1 MBK 26 PG 122 #SEC 28 T5S R2W #MP33 08 28 3 002 |
| Legal Range | 05S |
| Legal Township | 05S |
| Legal Section | 28 |
| Legal Subdivision | QUAIL RUN |
| Legal Lot Number | 41 |
| Legal Unit | 1 |
| Jurisdiction | MOBILE AL |
| Township / Civil Division | MOBILE |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 6902 |
Source: Mobile County records, as of September 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5494 SETTER CT, THEODORE, AL 36582-8822 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 6, 2026 | Deed of Trust, Mortgage · FHA Mortgage EMBRACE HOME LOANS INC |
| Dec 4, 2025 | Warranty Deed, Transfer · FHA Mortgage EMBRACE HOME LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 4, 2025 · Amount on Record |
| Deed Sale | Dec 4, 2025 · Amount on Record |
| Prior Sale | Aug 22, 2025 · Amount on Record |
| Deed Document Number | 202571197 |
| Prior Transfer Date | Aug 20, 2025 |
| Prior Transfer Doc | 0000051324 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 5494 SETTER CT, THEODORE, AL 36582-8822 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Title Company | DELTA S TITLE INC, DELTA SOUTH TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 900 DOWNTOWNER BLVD 394, 394, MOBILE, AL 36609-9414 |
| Document Number | 0000000684 |
|---|---|
| Date | Jan 6, 2026 |
| Instrument | 2026000684 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | 25 ENTERPRISE CTR, MIDDLETOWN, RI 02842 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Dec 4, 2025 |
| Property Address | 5494 SETTER CT, THEODORE, AL 36582-8822 |
| Document Number | 0000071197 |
| Map Reference | MB 26 PG 122 |
| Instrument Date | Nov 26, 2025 |
| Instrument | 2025071197 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2025 |
| Title Company | DELTA SOUTH TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5494 SETTER CT, THEODORE, AL 36582-8822 |
| Document Number | 0000071198 |
|---|---|
| Date | Dec 4, 2025 |
| Instrument | 2025071198 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Document Number | 0000071199 |
|---|---|
| Date | Dec 4, 2025 |
| Instrument | 2025071199 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | 25 ENTERPRISE CTR, MIDDLETOWN, RI 02842 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 1, 2035 |
Source: Mobile County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Mobile County |
| Unified School District | Mobile County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $780.00 (+0.65%) Homeowner's exemption | $15,000 (+0.67%) Land $2,600 Building $12,400 | $150,000 (+0.67%) Land $26,000 Building $124,000 |
| 2024 | $775.00 (+24.4%) Homeowner's exemption | $14,900 (+26.92%) Land $2,500 Building $12,400 | $149,000 (+26.92%) Land $25,000 Building $124,000 |
| 2023 | $623.00 Homeowner's exemption | $11,740 Land $2,400 Building $9,340 | $117,400 Land $24,000 Building $93,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 61% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOBILE COUNTY WATER & FIRE PRO AUTHORITY serves 39,573 people · EPA ID AL0001002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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