Mobile County property record for 5481 Setter Ct, Theodore, AL 36582
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,334 sqft · built 1994 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,586 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage May 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R023308283002058 |
| Primary APN | R023308283002058 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,334 sqft Living Area |
| 1st Floor Area | 1,334 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 406 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1148733 |
|---|---|
| Street Address | 5481 SETTER CT |
| City | THEODORE |
| State | AL |
| Zip | 36582-8822 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 37 QUAIL RUN UNIT 1 MBK 26 P 122 #SEC 28 T5S R2W #MP33 08 28 3 002 |
| Legal Range | 05S |
| Legal Township | 05S |
| Legal Section | 28 |
| Legal Subdivision | QUAIL RUN |
| Legal Lot Number | 37 |
| Legal Unit | 1 |
| Jurisdiction | MOBILE AL |
| Township / Civil Division | MOBILE |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 6902 |
Source: Mobile County records, as of June 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5481 SETTER CT, THEODORE, AL 36582-8822 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 19, 2024 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| May 2, 2023 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Apr 3, 2020 | Warranty Deed, Transfer · FHA Mortgage GMFS |
| May 24, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 5481 SETTER CT, THEODORE, AL 36582-8822 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2024 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 5481 SETTER CT, THEODORE, AL 36582-8822 |
| Document Number | 0000015826 |
|---|---|
| Date | Mar 19, 2024 |
| Instrument | 2024015826 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | 501 NW GRAND BLVD, OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 314 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 5481 SETTER CT, THEODORE, AL 36582-8822 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 5481 SETTER CT, THEODORE, AL 36582-8822 |
| Document Number | 0000027515 |
|---|---|
| Date | May 2, 2023 |
| Instrument | 2023027515 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | May 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Apr 3, 2020 |
| Property Address | 5481 SETTER CT, THEODORE, AL 36582-8822 |
| Document Number | 0000020417 |
| Instrument Date | Apr 2, 2020 |
| Instrument | 20417 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2020 |
| Title Company | SECURITY LAND TITLE INC, SURETY LAND TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $109.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5481 SETTER CT THEODORE AL 365828822, THEODORE, AL 36582-8822 |
| Document Number | 20418 |
|---|---|
| Date | Apr 3, 2020 |
| Instrument | 20418 |
| Name | GMFS |
|---|---|
| Address | BATON ROUGE, LA 70806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 2, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | May 24, 2019 |
| Property Address | 5481 SETTER CT, THEODORE, AL 36582-8822 |
| Document Number | 0000028886 |
| Instrument Date | May 23, 2019 |
| Instrument | 28886 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $207.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 18769 SCENIC HIGHWAY 98 FAIRHOPE AL 365326869, FAIRHOPE, AL 36532-6869 |
Source: Mobile County assessment roll, as of December 23, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Mobile County |
| Unified School District | Mobile County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,586.00 (-1.43%) | $15,120 (-1.56%) Land $2,600 Building $12,520 | $151,200 (-1.56%) Land $26,000 Building $125,200 |
| 2024 | $1,609.00 (+22.54%) | $15,360 (+24.88%) Land $2,500 Building $12,860 | $153,600 (+24.88%) Land $25,000 Building $128,600 |
| 2023 | $1,313.00 | $12,300 Land $2,400 Building $9,900 | $123,000 Land $24,000 Building $99,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 60% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOBILE COUNTY WATER & FIRE PRO AUTHORITY serves 39,573 people · EPA ID AL0001002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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