54934 Wilbur Rd, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 54934 Wilbur Rd, Three Rivers, MI 49093

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,424 sqft · built 1916
Lot Size1.17 acres (50,965 sqft)
Owner2 Individual Names on File
Last Sale$90,000 (Apr 2013)
Tax Bill$1,721 (2025)
Deeds & MortgagesJul 2018 Line of Credit
Mar 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN013-030-016-00

Property Details

APN / Parcel Number

Primary APN013-030-016-00

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,424 sqft Building Perimeter
1st Floor Area1,424 sqft
Basement Area864 sqft
Unfinished Basement864 sqft

Exterior

Year BuiltBuilt 1916
Effective Year BuiltEffective 1916
Lot Area50,965 sqft (1.17 acres)
Lot Dimensions330 ft deep x 154 ft wide
Garage Area780 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address54934 WILBUR RD
CityTHREE RIVERS
StateMI
Zip49093-8800
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM 264 FT N OF SE COR SW 1/4 SEC 30 T5S R11W TH W 20 RDS TH N 154.3 FT TH E 20 RDS TH S 154.3 FT TO POB. 1.165 A+/-.
Legal Range11W
Legal Township05S
Legal Section30
JurisdictionST JOSEPH MI
Township / Civil DivisionPARK
Census Block Group2
Census Block2043
Census Tract40900

Owner

54934 Wilbur Rd is owned and occupied by two individuals who bought it in April 2013.

Source: St. Joseph County records, as of July 24, 2026

Owner of Record2 Individual Names on File
Mailing Address54934 WILBUR RD, THREE RIVERS, MI 49093-8800
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 12, 2018Deed of Trust, Mortgage · Line of Credit
FLAGSTAR BANK FSB
Mar 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERIFIRST FINANCIAL CORP
Jul 12, 2021Deed of Trust, Mortgage · Line of Credit
FLAGSTAR BANK FSB
Mar 27, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 25, 2013 · Amount on File
Deed SaleApr 25, 2013 · Amount on File
Prior SaleApr 15, 2013 · Amount on File
Deed Book / Page1700 / 763
Prior Transfer DateMar 20, 2013
Prior Transfer Doc01700/0763
Record UpdatedOct 29, 2026

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOSEPH MI
Property Address54934 WILBUR RD, THREE RIVERS, MI 49093-8800
Transaction TypeMortgage
Record UpdatedAug 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number01923/0104
DateJul 12, 2018
Book Page1923/0104
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJul 1, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOSEPH MI
Property Address54934 WILBUR RD, THREE RIVERS, MI 49093-8800
Transaction TypeMortgage
Record UpdatedAug 12, 2022
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL GROUP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021002496
DateMar 15, 2021
Instrument2021002496
Lender
NameAMERIFIRST FINANCIAL CORP
TypeFunding / Finance Company
AddressPORTAGE, MI 49002
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOSEPH MI
Property Address54934 WILBUR RD, THREE RIVERS, MI 49093-8800
Transaction TypeMortgage
Record UpdatedAug 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021007117
DateJul 12, 2021
Instrument2021007117
Lender
NameFLAGSTAR BANK FSB
TypeBank
Address40098
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueJun 1, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST JOSEPH MI
Recording DateMar 27, 2020
Property Address54934 WILBUR RD, THREE RIVERS, MI 49093-8800
Document Number0002002/50
Book / Page2002 / 50
Instrument DateFeb 21, 2020
Transaction TypeTransfer
Record UpdatedAug 12, 2022
Title CompanyMETRO ADVANTAGE TITLE AGENCY LLC, METRO ADVANTAGE TTL AGCY LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address54934 WILBUR RD, 54934, THREE RIVERS, MI 49093-8800

Transferred To (Grantee/Buyer)

NameVerified Name
Address54934 WILBUR RD, THREE RIVERS, MI 49093-8800

Mortgage

Document Number0000200253
DateMar 27, 2020
Instrument2002/53
Lender
NameAMERIFIRST FINANCIAL CORP
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 54934 Wilbur Rd was $1,721 with a homeowner's exemption.

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Joseph County
County SubdivisionPark Township
Unified School DistrictThree Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$103,400 (+9.53%) Land $10,500 Building $92,900$206,800 (+9.53%) Land $21,000 Building $185,800
2025$1,721.00 Homeowner's exemption$94,400 Land $10,500 Building $83,900$188,800 Land $21,000 Building $167,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 54934 Wilbur Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 54934 Wilbur Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 89% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Midwest Energy & Communications
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20

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