5492 Villas Dr, Bonsall, CA 92003 Property Records

San Diego County property record for 5492 Villas Dr, Bonsall, CA 92003

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,482 sqft · built 1980
Lot Size	0.49 acres (2,120 sqft)
Owner	Individual Name on Record
Last Sale	$525,000 (Apr 2026)
Tax Bill	$5,844 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale + 6 more
Flood Zone	Zone X (minimal risk)
APN	`126-420-23-00`

Property Details

APN / Parcel Number

Primary APN	`126-420-23-00`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,482 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	2,120 sqft (0.49 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	5492 VILLAS DR
City	BONSALL
State	CA
Zip	92003-5210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RV
Legal Description	LOT 23 TR 009180
Legal Subdivision	SAN DIEGO #3698-1
Legal Tract	009180
Legal Block	4
Legal Lot Number	23
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	4
Census Block	4001
Census Tract	18803

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5492 VILLAS DR, BONSALL, CA 92003-5210
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Grant Deed, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Apr 22, 2026	Grant Deed, Transfer STEWART TITLE/NW FLORIDA, STEWART TITLE OF CALIFORNIA
Aug 17, 2022	Intrafamily Transfer, Transfer
Mar 1, 2022	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 24, 2021	Intrafamily Transfer, Transfer AMROCK INC
May 10, 2017	Grant Deed, Transfer · Conventional Mortgage IMPAC MORTGAGE
Mar 14, 2017	Quit Claim Deed, Transfer Quitclaim
Mar 14, 2017	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2026 · Amount on Record
Deed Sale	Apr 22, 2026 · Amount on Record
Prior Sale	Apr 22, 2026 · Amount on Record
Deed Document Number	2026112745
Prior Transfer Date	Aug 5, 2022
Prior Transfer Doc	0000332254
Record Updated	Sep 20, 2026

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 22, 2026
Property Address	5492 VILLAS DR, BONSALL, CA 92003-5210
Document Number	0000112745
Instrument Date	Feb 10, 2026
Instrument	2026.112745
Transaction Type	Transfer
Record Updated	May 1, 2026
Title Company	STEWART TITLE/NW FLORIDA, STEWART TITLE OF CALIFORNIA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$58,327.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5492 VILLAS DR, BONSALL, CA 92003-5210

Mortgage

Document Number	0000112746,
Date	Apr 22, 2026
Instrument	2026.112746

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 22, 2026
Property Address	5492 VILLAS DR, BONSALL, CA 92003-5210
Document Number	0000112744
Instrument Date	Jan 23, 2026
Instrument	2026.112744
Transaction Type	Transfer
Record Updated	May 1, 2026
Title Company	STEWART TITLE/NW FLORIDA, STEWART TITLE OF CALIFORNIA

Transaction

Amount	Amount Recorded
Tax	$58,327.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2707 N 118TH ST, OMAHA, NE 68164-9672
Investor	Possibly a Property Investor

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 17, 2022
Property Address	5492 VILLAS DR, BONSALL, CA 92003-5210
Document Number	0000332254
Map Reference	MAP 9180
Instrument Date	Aug 5, 2022
Instrument	2022-0332254
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	5492 VILLAS DR, BONSALL, CA 92003-5210

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 1, 2022
Property Address	5492 VILLAS DR, BONSALL, CA 92003-5210
Document Number	0000091260
Map Reference	MAP 9180
Instrument Date	Jan 26, 2022
Instrument	2022-0091260
Transaction Type	Transfer
Record Updated	Mar 9, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5492 VILLAS DR, BONSALL, CA 92003-5210

Mortgage

Document Number	0000091261
Date	Mar 1, 2022
Instrument	2022-0091261

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 24, 2021
Property Address	5492 VILLAS DR, BONSALL, CA 92003-5210
Document Number	0000227652
Map Reference	MAP 9180
Instrument Date	Mar 13, 2021
Instrument	2021-0227652
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	AMROCK INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	5492 VILLAS DR, BONSALL, CA 92003-5210

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 10, 2017
Property Address	5492 VILLAS DR, BONSALL, CA 92003-5210
Document Number	0000210122
Map Reference	MAP9180
Instrument Date	Apr 14, 2017
Instrument	2017-0210122
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5492 VILLAS DR, BONSALL, CA 92003-5210

Mortgage

Document Number	0000210123
Date	May 10, 2017
Instrument	2017-0210123

Lender

Name	IMPAC MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 14, 2017
Property Address	5492 VILLAS DR, BONSALL, CA 92003-5210
Document Number	0000115753
Instrument Date	Mar 3, 2017
Instrument	115753
Transaction Type	Transfer
Record Updated	Mar 20, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5492 VILLAS DR BONSALL CA 920035210, BONSALL, CA 92003-5210

March 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 14, 2017
Property Address	5492 VILLAS DR, BONSALL, CA 92003-5210
Document Number	0000115752
Instrument Date	Mar 3, 2017
Instrument	115752
Transaction Type	Transfer
Record Updated	Mar 20, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5492 VILLAS DR BONSALL CA 920035210, BONSALL, CA 92003-5210

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Bonsall Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$573,682 (+5.07%) Land $288,904 Building $284,778
2025	$5,844.00 (+2.94%)	$546,000 (+9.42%) Land $274,000 Building $272,000
2024	$5,677.00 (+9.74%)
2023	$5,173.00 (+54.05%) Homeowner's exemption	$499,000 Land $251,000 Building $248,000
2022	$3,358.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 66% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAINBOW MUNICIPAL WD serves 23,536 people · EPA ID CA3710016
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100

May also be available: AT&T, Verizon.

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