5492 Spruce St, Aurora, MN 55705 Property Records

St. Louis County property record for 5492 Spruce St, Aurora, MN 55705 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.75 ba · 976 sqft · built 1964
Lot Size0.454 acres (19,804 sqft)
OwnerIndividual Name on File
Last Sale$133,900 (Aug 2006)
Tax Bill$1,160 (2026)
Deeds & MortgagesApr 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN570-0140-00010

Property Details

APN / Parcel Number

Primary APN570-0140-00010
Alternative APN
  • 861815

Interior

Bedrooms2 Beds
Full Baths1.75 Baths
Total Rooms2 Rooms
Stories1 Story
Building Area976 sqft Gross Area
1st Floor Area976 sqft
Basement Area878 sqft
Finished Basement878 sqft

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Architectural StyleSplit Foyer
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area19,804 sqft (0.454 acres)
Garage TypeMixed
Garage Area864 sqft

Exterior Amenities

PorchSlab
Porch Area12 sqft
Deck Area200 sqft
Storage Building48 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Account Number861815
Street Address5492 SPRUCE ST
CityAURORA
StateMN
Zip55705-1533
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 0001 BLOCK:000 SERIAL #
Legal SubdivisionSOUTH WOODLAND ADD TOWN OF WHI
Legal Lot Number1
JurisdictionST LOUIS MN
Township / Civil DivisionWHITE
Census Block Group2
Census Block2078
Census Tract13900

Owner

Source: St. Louis County records · APN 570-0140-00010

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5492 SPRUCE ST, AURORA, MN 55705-1533
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 14, 2006 · Amount on Record
Deed SaleAug 14, 2006 · Amount on Record
Deed Document Number20061026738
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address5492 SPRUCE ST, AURORA, MN 55705-1533
Transaction TypeMortgage
Record UpdatedMay 31, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address5492 SPRUCE ST, AURORA, MN 55705-1533

Mortgage

Document Number0001412336
DateApr 29, 2021
Instrument1412336
Lender
NameEMBARRASS VERMILLION FCU
TypeCredit Union
AddressAURORA, MN 55705
Agreement
TypeLine of Credit
AmountAmount Recorded
Term59 Months
DueMar 19, 2026

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionWhite Township
Unified School DistrictMesabi East School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,160.00 (+47.58%) Homeowner's exemption
2025$786.00 (-27.62%) Homeowner's exemption$168,500 (+26.12%) Land $12,500 Building $156,000$168,500 (+26.12%) Land $12,500 Building $156,000
2024$1,086.00$133,600 (+21.9%) Land $12,000 Building $121,600$133,600 (+21.9%) Land $12,000 Building $121,600
2022$109,600 Land $11,000 Building $98,600$109,600 Land $11,000 Building $98,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370139002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
above 34% of the US · above 60% of Minnesota
Wildfire LikelihoodAbout 1 in 7,692 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 45 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Zito West HoldingFiber1,000 / 1,000
Mediacom CommunicationsCable1,000 / 50

May also be available at this address: Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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