5482 Spruce St, Aurora, MN 55705 Property Records

St. Louis County property record for 5482 Spruce St, Aurora, MN 55705

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.25 ba · 2,566 sqft · built 1976
Lot Size0.97 acres (42,253 sqft)
Owner2 Individual Names on Record
Last Sale$258,500 (Sep 2018)
Tax Bill$4,378 (2026)
Deeds & MortgagesSep 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN570-0022-00706

Property Details

APN / Parcel Number

Primary APN570-0022-00706
Alternative APN
  • 1058882

Interior

Bedrooms4 Beds
Full Baths3.25 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area2,566 sqft Gross Area
1st Floor Area1,725 sqft
Basement Area981 sqft
Finished Basement981 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Exterior MaterialWood
Construction TypeFrame
Lot Area42,253 sqft (0.97 acres)
Garage Area1,816 sqft

Exterior Amenities

PorchSlab
Porch Area523 sqft
Deck Area60 sqft
Patio Area406 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number1058882
Street Address5482 SPRUCE ST
CityAURORA
StateMN
Zip55705-1533
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRES
Legal DescriptionPART OF NE1/4 OF NW1/4 BEG AT SW COR OF SOUTHWOODLAND ADD THENCE S01DEG16'00"W 265.58 FTTO PT OF BEG THENCE N87DEG17'00"E
Legal Range15W
Legal Township58N
Legal Section15
Legal SubdivisionWHITE TOWN OF
JurisdictionST LOUIS MN
Township / Civil DivisionWHITE
Census Block Group2
Census Block2078
Census Tract13900

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5482 SPRUCE ST, AURORA, MN 55705-1533
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 28, 2018 · Amount on Record
Deed SaleSep 28, 2018 · Amount on Record
Prior SaleJan 22, 2003 · Amount on Record
Deed Document Number20181341704
Record UpdatedSep 20, 2026

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateSep 28, 2018
Property Address5482 SPRUCE ST, AURORA, MN 55705-1533
Document Number00A1341704
Instrument DateSep 26, 2018
InstrumentA1341704
Transaction TypeTransfer
Record UpdatedOct 16, 2018
Title CompanyNORTHEAST TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$853.05
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address5482 SPRUCE ST AURORA MN 557051533, AURORA, MN 55705-1533

Mortgage

Document NumberA1341705
DateSep 28, 2018
InstrumentA1341705
Lender
NameFIRST NAT'L BK/GILBERT
TypeBank
AddressGILBERT, MN 55741
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueSep 27, 2023

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionWhite Township
Unified School DistrictMesabi East School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,378.00 (+29.91%) Homeowner's exemption
2025$3,370.00 (-13.55%) Homeowner's exemption$415,900 (+26.8%) Land $19,800 Building $396,100$415,900 (+26.8%) Land $19,800 Building $396,100
2024$3,898.00$328,000 (+27.28%) Land $19,000 Building $309,000$328,000 (+27.28%) Land $19,000 Building $309,000
2022$257,700 Land $17,400 Building $240,300$257,700 Land $17,400 Building $240,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Zito Media
Fiber
1,000 / 1,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50

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