5491 E Hwy 181, Pearce, AZ 85625 Property Records

Cochise County property record for 5491 E Hwy 181, Pearce, AZ 85625

Property Summary

Property TypeSingle Family Home
Details1,420 sqft · built 1906
Lot Size4 acres (174,240 sqft)
Owner2 Individual Names on File
Last Sale$185,000 (Aug 2023)
Tax Bill$1,704 (2025)
Deeds & MortgagesAug 2022 Mortgage
Aug 2023 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN401-13-446C

Property Details

APN / Parcel Number

Primary APN401-13-446C
Alternative APN
  • 401-13-446C3

Interior

Stories1 Story
Building Area1,420 sqft Living Area
1st Floor Area1,420 sqft

Exterior

Year BuiltBuilt 1906
Effective Year BuiltEffective 1906
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof MaterialMetal
Lot Area174,240 sqft (4 acres)
PorchPorch
Porch Area345 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number401-13-446C3
Street Address5491 E HIGHWAY 181
CityPEARCE
StateAZ
Zip85625-6035
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRU4
Legal DescriptionTHAT POR OF NESE OF SEC 10 COM AT THE E4 COR OF SEC 10 THN S116' TO POB THN S285.38' W85.54' S2DEG 04MIN W67.95' W357.93' N01DEG 2 7MIN E419.35' TO PT ON S R/W LINE OF SR 181 THN E367.90' S66' E67 .20' TO POB SEC 10-18-26 4.003AC
Legal Range26
Legal Township18
Legal Section10
JurisdictionCOCHISE AZ
Township / Civil DivisionELFRIDA
Census Block Group1
Census Block1063
Census Tract501

Owner

5491 E Hwy 181 is owned and occupied by two individuals who bought it in August 2023.

Source: Cochise County records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address5491 E HIGHWAY 181, PEARCE, AZ 85625-6035
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 2, 2022Deed of Trust, Mortgage · Commercial Mortgage
HOMETAP INVESTMENT PARTNERS III SPV LLC
Aug 10, 2023Warranty Deed, Transfer · FHA Mortgage
CROSSCOUNTRY MORTGAGE LLC
Jun 26, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Aug 16, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 10, 2023 · Amount on File
Deed SaleAug 10, 2023 · Amount on File
Prior SaleJul 19, 2013 · Amount on File
Deed Document Number202314411
Record UpdatedOct 29, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOCHISE AZ
Property Address5491 E HIGHWAY 181, PEARCE, AZ 85625-6035
Transaction TypeMortgage
Record UpdatedMar 6, 2026
Title CompanyCLEAREDGE TITLE, CLEAREDGE TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address5491 E HIGHWAY 181, PEARCE, AZ 85625-6035

Mortgage

Document Number0000018513
DateAug 2, 2022
Instrument2022-18513
Lender
NameHOMETAP INVESTMENT PARTNERS III SPV LLC
TypeNon-Lending Institution
AddressBOSTON, MA 02199
Agreement
TypeCommercial Mortgage
AmountAmount on Record

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOCHISE AZ
Recording DateAug 10, 2023
Property Address5491 E HIGHWAY 181, PEARCE, AZ 85625-6035
Document Number0000014411
Instrument DateAug 1, 2023
Instrument2023-14411
Transaction TypeTransfer
Record UpdatedMar 6, 2026
Title CompanyPEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5491 E HIGHWAY 181, PEARCE, AZ 85625-6035

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address5555 E SWANSON RD, WILLCOX, AZ 85643-4678

Mortgage

Document Number0000014420
DateAug 10, 2023
Instrument2023-14420
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2053

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCOCHISE AZ
Recording DateJun 26, 2020
Property Address5491 E HIGHWAY 181, PEARCE, AZ 85625-6035
Document Number0000012734
Instrument DateJun 22, 2020
Instrument12734
Transaction TypeTransfer
Record UpdatedJul 7, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5491 E HIGHWAY 181 PEARCE AZ 856256035, PEARCE, AZ 85625-6035

August 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCOCHISE AZ
Recording DateAug 16, 2019
Property Address5491 E HIGHWAY 181, PEARCE, AZ 85625-6035
Document Number0000015704
Instrument DateAug 16, 2019
Instrument15704
Transaction TypeTransfer
Record UpdatedSep 2, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5491 E HIGHWAY 181 PEARCE AZ 856256035, PEARCE, AZ 85625-6035

Tax Assessment & Valuation

The 2025 property tax bill for 5491 E Hwy 181 was $1,704, up 2% from the year before.

Source: Cochise County assessment roll, as of October 13, 2025

Property Jurisdictions

TypeName
StateArizona
CountyCochise County
Elementary School DistrictAsh Creek Elementary District (PK - 08)
Secondary School DistrictValley Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$19,511 (-3.92%) Land $2,600 Building $16,911$195,105 (-3.92%) Land $26,000 Building $169,105
2025$1,704.00 (+1.97%)$20,307 (+30.04%) Land $2,600 Building $17,707$203,074 (+30.04%) Land $26,000 Building $177,074
2024$1,671.00 (+38.44%)$15,616 (+18.24%) Land $2,600 Building $13,016$156,163 (+18.24%) Land $26,000 Building $130,163
2023$1,207.00 (+4.68%)$13,207 Land $2,380 Building $10,827$132,073 Land $23,800 Building $108,273
2022$1,153.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5491 E Hwy 181 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5491 E Hwy 181 is high, ranking above 80% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 80% of the US · above 70% of Arizona
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCS SUNIZONA WATER COMPANY
private · serves 136 people · EPA ID AZ0402036
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Aug 2022
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Valley Telecom Group
Fiber
1,000 / 100
Verizon
Fixed Wireless
300 / 20

Nearby Properties on E Hwy 181

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