5485 E Hwy 181, Pearce, AZ 85625 Property Records

Cochise County property record for 5485 E Hwy 181, Pearce, AZ 85625

Property Summary

Property TypeSingle Family Home
Details1,424 sqft · built 2012
Lot Size35.9 acres (1,564,240 sqft)
OwnerIndividual Name on File
Last Sale$165,000 (Aug 2016)
Tax Bill$1,854 (2025)
Deeds & MortgagesOct 2021 Mortgage
Dec 2020 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN401-13-446D

Property Details

APN / Parcel Number

Primary APN401-13-446D
Alternative APN
  • 401-13-446D2

Interior

Stories1 Story
Building Area1,424 sqft Living Area
1st Floor Area1,424 sqft

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Exterior MaterialOther
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area1,564,240 sqft (35.9 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number401-13-446D2
Street Address5485 E HIGHWAY 181
CityPEARCE
StateAZ
Zip85625-6035
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRU4
Legal DescriptionE2E2SE EXC POR OF NESE BY M&B: BEG AT E4 COR SEC 10, THN S401.38 W85.54 S02DEG 4MIN W67.95 W357.93 N01DEG 27MIN E 419.35 TO A PT IN S R/W OF STATE HWY 181, THN E367.90 N50 E67.2 TO POB SE C 10 18 26 35.912AC
JurisdictionCOCHISE AZ
Township / Civil DivisionELFRIDA
Census Block Group1
Census Block1063
Census Tract501

Owner

5485 E Hwy 181 is owned and occupied by an individual who bought it in August 2016.

Source: Cochise County records, as of October 13, 2025

Owner of RecordIndividual Name on File
Mailing Address5485 E HIGHWAY 181, PEARCE, AZ 85625-6035
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2021Deed of Trust, Mortgage · VA Mortgage
JFQ LENDING INC
Dec 24, 2020Deed of Trust, Mortgage · VA Mortgage
CLEARPATH LNDG
Feb 19, 2020Deed of Trust, Mortgage · VA Mortgage
SOVEREIGN LNDG
Apr 25, 2019Deed of Trust, Mortgage · Conventional with PMI
AASENT MTG
May 14, 2018Deed of Trust, Mortgage
FEDERAL SVGS BK
Jul 5, 2017Deed of Trust, Mortgage · VA Mortgage
CLEARPATH LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 17, 2016 · Amount on File
Deed SaleAug 17, 2016 · Amount on File
Prior SaleSep 12, 2005 · Amount on File
Deed Document Number201614584
Prior Transfer DateNov 27, 2012
Prior Transfer Doc0000029044
Record UpdatedJun 8, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOCHISE AZ
Property Address5485 E HIGHWAY 181, PEARCE, AZ 85625-6035
Transaction TypeMortgage
Record UpdatedNov 10, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address5485 E HIGHWAY 181, PEARCE, AZ 85625-6035

Mortgage

Document Number0000028603
DateOct 28, 2021
Instrument2021-28603
Lender
NameJFQ LENDING INC
TypeMortgage Company
AddressSCOTTSDALE, AZ 85256
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOCHISE AZ
Property Address5485 E HIGHWAY 181, PEARCE, AZ 85625-6035
Document Number0000000379
Instrument DateDec 24, 2020
Transaction TypeMortgage
Record UpdatedJan 22, 2021
Title CompanyVANTAGE PT TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address5485 E HIGHWAY 181 PEARCE AZ 856256035, PEARCE, AZ 85625-6035

Mortgage

Document Number0000000379
DateJan 6, 2021
Instrument379
Lender
NameCLEARPATH LNDG
AddressIRVINE, CA 92618
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJan 5, 2051

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOCHISE AZ
Property Address5485 E HIGHWAY 181, PEARCE, AZ 85625-6035
Document Number0000004723
Instrument DateFeb 19, 2020
Transaction TypeMortgage
Record UpdatedApr 9, 2020
Title CompanyUNISOURCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5485 E HIGHWAY 181 PEARCE AZ 856256035, PEARCE, AZ 85625-6035

Mortgage

Document Number0000004723
DateMar 9, 2020
Instrument4723
Lender
NameSOVEREIGN LNDG
AddressCOSTA MESA, CA 92626
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueMar 8, 2050

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOCHISE AZ
Property Address5485 E HIGHWAY 181, PEARCE, AZ 85625-6035
Document Number0000008314
Instrument DateApr 25, 2019
Transaction TypeMortgage
Record UpdatedMay 14, 2019
Title CompanyWFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address5485 E HIGHWAY 181 PEARCE AZ 856256035, PEARCE, AZ 85625-6035

Mortgage

Document Number0000008314
DateMay 3, 2019
Instrument8314
Lender
NameAASENT MTG
TypeMortgage Company
AddressIRVINE, CA 92612
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueMay 2, 2049

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOCHISE AZ
Property Address5485 E HIGHWAY 181, PEARCE, AZ 85625-6035
Document Number0000009403
Instrument DateMay 14, 2018
Transaction TypeMortgage
Record UpdatedNov 21, 2018
Title CompanyBCHH TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address5485 E HIGHWAY 181 PEARCE AZ 856256035, PEARCE, AZ 85625-6035

Mortgage

Document Number0000009403
DateMay 22, 2018
Instrument9403
Lender
NameFEDERAL SVGS BK
TypeFederal Savings Bank
AddressCHICAGO, IL 60607
Agreement
AmountAmount on Record
Term360 Months
DueMay 21, 2048

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOCHISE AZ
Property Address5485 E HIGHWAY 181, PEARCE, AZ 85625-6035
Document Number0000013787
Instrument DateJul 5, 2017
Transaction TypeMortgage
Record UpdatedJul 25, 2017
Title CompanyVANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address5485 E HIGHWAY 181 PEARCE AZ 856256035, PEARCE, AZ 85625-6035

Mortgage

Document Number0000013787
DateJul 14, 2017
Instrument13787
Lender
NameCLEARPATH LNDG
AddressIRVINE, CA 92618
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJul 13, 2047
Interest
Rate TypeAdjustable Rate
Rate2.37%

Tax Assessment & Valuation

The 2025 property tax bill for 5485 E Hwy 181 was $1,854, up 1.1% from the year before.

Source: Cochise County assessment roll, as of October 13, 2025

Property Jurisdictions

TypeName
StateArizona
CountyCochise County
Elementary School DistrictAsh Creek Elementary District (PK - 08)
Secondary School DistrictValley Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$18,696 (-4.25%) Land $4,800 Building $13,896$186,962 (-4.25%) Land $48,000 Building $138,962
2025$1,854.00 (+1.09%)$19,526 (+12.95%) Land $4,800 Building $14,726$195,263 (+12.95%) Land $48,000 Building $147,263
2024$1,834.00 (+3.56%)$17,288 Land $4,800 Building $12,488$172,883 Land $48,000 Building $124,883
2023$1,771.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5485 E Hwy 181 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5485 E Hwy 181 is high, ranking above 88% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 88% of the US · above 82% of Arizona
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCS SUNIZONA WATER COMPANY
private · serves 136 people · EPA ID AZ0402036
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Aug 2022
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Verizon
Fixed Wireless
25 / 6

Nearby Properties on E Hwy 181

Nearby Streets

Search Property Records by Address or Parcel Number