549 Wagon Bend Rd, Berthoud, CO 80513 Property Records

Larimer County property record for 549 Wagon Bend Rd, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,909 sqft · built 2018
Lot Size	0.144 acres (6,300 sqft)
Owner	2 Individual Names on Record
Last Sale	$535,846 (Nov 2018)
Tax Bill	$6,134 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jul 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`94023-25-003`

Property Details

APN / Parcel Number

Primary APN	`94023-25-003`
Alternative APN	`R1663304`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,909 sqft Living Area
Basement Area	1,909 sqft
Finished Basement	1,122 sqft
Interior Walls	Wallboard/Drywall
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2018
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,300 sqft (0.144 acres)
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	198 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1663304
Street Address	549 WAGON BEND RD
City	BERTHOUD
State	CO
Zip	80513-2690
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3, BLOCK 15, PRAIRIESTAR FILING NO 3, BER (20160065028)
Legal Quarter	SW
Legal Subdivision	PRAIRIESTAR FILING NO 3
Legal Block	15
Legal Lot Number	3
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	2
Census Block	2106
Census Tract	2602

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	549 WAGON BEND RD, BERTHOUD, CO 80513-2690
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage SECURITY NATIONAL MORTGAGE CO
Jul 22, 2019	Deed of Trust, Mortgage · Conventional with PMI CITYWIDE HMS LNS
Nov 21, 2018	Grant Deed, Subdivision Related Transfer · Conventional with PMI CITYWIDE HMS LNS
Jun 12, 2018	Grant Deed, Transfer LAND TITLE GUARANTEE
Jan 11, 2018	Grant Deed, Transfer LAND TITLE GUARANTEE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2018 · Amount on Record
Deed Sale	Nov 21, 2018 · Amount on Record
Deed Document Number	20180070670
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	549 WAGON BEND RD, BERTHOUD, CO 80513-2690
Transaction Type	Mortgage
Record Updated	Feb 26, 2021
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017759
Date	Feb 19, 2021
Instrument	20210017759

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84123

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	549 WAGON BEND RD, BERTHOUD, CO 80513-2690
Document Number	0000048547
Instrument Date	Jul 22, 2019
Transaction Type	Mortgage
Record Updated	Aug 29, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	549 WAGON BEND RD BERTHOUD CO 805132690, BERTHOUD, CO 80513-2690

Mortgage

Document Number	0000048547
Date	Aug 19, 2019
Instrument	48547

Lender

Name	CITYWIDE HMS LNS
Type	Funding / Finance Company
Address	SANDY, UT 84070

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 18, 2049

November 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	LARIMER CO
Recording Date	Nov 21, 2018
Property Address	549 WAGON BEND RD, BERTHOUD, CO 80513-2690
Document Number	0000070670
Instrument Date	Nov 20, 2018
Instrument	70670
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 28, 2019
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$53.58
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	549 WAGON BEND RD BERTHOUD CO 805132690, BERTHOUD, CO 80513-2690

Mortgage

Document Number	70671
Date	Nov 21, 2018
Instrument	70671

Lender

Name	CITYWIDE HMS LNS
Type	Funding / Finance Company
Address	SANDY, UT 84070

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2048

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LARIMER CO
Recording Date	Jun 12, 2018
Property Address	549 WAGON BEND RD, BERTHOUD, CO 80513-2690
Document Number	0000035397
Instrument Date	Jun 11, 2018
Instrument	35397
Transaction Type	Transfer
Record Updated	Jun 21, 2018
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Tax	$77.12
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	428 KIMBARK ST LONGMONT CO 805015526, LONGMONT, CO 80501-5526

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LARIMER CO
Recording Date	Jan 11, 2018
Property Address	549 WAGON BEND RD, BERTHOUD, CO 80513-2690
Document Number	0000002509
Instrument Date	Jan 8, 2018
Instrument	2509
Transaction Type	Transfer
Record Updated	Jan 17, 2018
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Tax	$238.00
Amount Accuracy	Confirmed
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	708 MAIN ST EVANSTON IL 602021702, EVANSTON, IL 60202-1702

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,134.00 (+0.33%)	$38,281 (-12.42%) Land $7,650 Building $30,631	$612,500 (-6.12%) Land $122,400 Building $490,100
2023	$6,114.00 (+21.72%)	$43,711 (+28.2%) Land $8,201 Building $35,510	$652,400 (+32.98%) Land $122,400 Building $530,000
2022	$5,023.00	$34,096 Land $6,616 Building $27,480	$490,600 Land $95,200 Building $395,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 64% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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