548 Wagon Bend Rd, Berthoud, CO 80513 Property Records

Larimer County property record for 548 Wagon Bend Rd, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,293 sqft · built 2018
Lot Size	0.144 acres (6,300 sqft)
Owner	Individual Name on Record
Last Sale	$590,000 (May 2024)
Tax Bill	$5,759 (2025)
Deeds & Mortgages	May 2024 Sale & Mortgage Nov 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`94023-24-008`

Property Details

APN / Parcel Number

Primary APN	`94023-24-008`
Alternative APN	`R1663299`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,293 sqft Living Area
Basement Area	845 sqft
Interior Walls	Wallboard/Drywall
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2018
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,300 sqft (0.144 acres)
Garage Type	Attached
Garage Area	828 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1663299
Street Address	548 WAGON BEND RD
City	BERTHOUD
State	CO
Zip	80513-2690
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8, BLOCK 14, PRAIRIESTAR FILING NO 3, BER (20160065028)
Legal Quarter	SW
Legal Subdivision	PRAIRIESTAR FILING NO 3
Legal Block	14
Legal Lot Number	8
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	2
Census Block	2009
Census Tract	2602

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	548 WAGON BEND RD, BERTHOUD, CO 80513-2690
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2024	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
Nov 7, 2022	Deed of Trust, Mortgage · Line of Credit ELEVATIONS CU
Sep 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Apr 24, 2019	Grant Deed, Subdivision Related Transfer · Conventional Mortgage CITYWIDE HMS LNS
Jul 23, 2018	Grant Deed, Construction Loan · Line of Credit ELEVATIONS CU
Jan 11, 2018	Grant Deed, Transfer LAND TITLE GUARANTEE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2024 · Amount on Record
Deed Sale	May 2, 2024 · Amount on Record
Prior Sale	Apr 24, 2019 · Amount on Record
Deed Document Number	20240017221
Record Updated	Jun 8, 2026

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	May 2, 2024
Property Address	548 WAGON BEND RD, BERTHOUD, CO 80513-2690
Document Number	0000017221
Instrument Date	May 1, 2024
Instrument	20240017221
Transaction Type	Transfer
Record Updated	May 9, 2024
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$59.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	548 WAGON BEND RD, BERTHOUD, CO 80513-2690

Mortgage

Document Number	0000017222
Date	May 2, 2024
Instrument	20240017222

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	548 WAGON BEND RD, BERTHOUD, CO 80513-2690
Transaction Type	Mortgage
Record Updated	Nov 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000065734
Date	Nov 7, 2022
Instrument	20220065734

Lender

Name	ELEVATIONS CU
Type	Credit Union
Address	BOULDER, CO 80301

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 6, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	548 WAGON BEND RD, BERTHOUD, CO 80513-2690
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAND TITLE GUARANTEE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000077700
Date	Sep 25, 2020
Instrument	20200077700

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

April 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	LARIMER CO
Recording Date	Apr 24, 2019
Property Address	548 WAGON BEND RD, BERTHOUD, CO 80513-2690
Document Number	0000020431
Instrument Date	Apr 23, 2019
Instrument	20431
Transaction Type	Subdivision Related Transfer
Record Updated	May 2, 2019
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45.18
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	548 WAGON BEND RD BERTHOUD CO 805132690, BERTHOUD, CO 80513-2690

Mortgage

Document Number	20432
Date	Apr 24, 2019
Instrument	20432

Lender

Name	CITYWIDE HMS LNS
Type	Funding / Finance Company
Address	SANDY, UT 84070

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2049

July 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	LARIMER CO
Recording Date	Jul 23, 2018
Property Address	548 WAGON BEND RD, BERTHOUD, CO 80513-2690
Document Number	0000044680
Instrument Date	Jul 17, 2018
Instrument	44680
Transaction Type	Construction Loan
Record Updated	Sep 28, 2018
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$55.62
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	428 KIMBARK ST LONGMONT CO 805015526, LONGMONT, CO 80501-5526
Investor	Possibly a Property Investor

Mortgage

Document Number	44382
Date	Jul 23, 2018
Instrument	44382

Lender

Name	ELEVATIONS CU
Address	BOULDER, CO 80301-9004

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	44386,
Date	Jul 23, 2018
Instrument	44386

Lender

Name	ELEVATIONS CU
Address	BOULDER, CO 80301-9004

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LARIMER CO
Recording Date	Jan 11, 2018
Property Address	548 WAGON BEND RD, BERTHOUD, CO 80513-2690
Document Number	0000002509
Instrument Date	Jan 8, 2018
Instrument	2509
Transaction Type	Transfer
Record Updated	Jan 17, 2018
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Tax	$238.00
Amount Accuracy	Confirmed
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	708 MAIN ST EVANSTON IL 602021702, EVANSTON, IL 60202-1702

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,759.00 (+2.89%)	$35,944 (-10.87%) Land $7,650 Building $28,294	$575,100 (-4.45%) Land $122,400 Building $452,700
2023	$5,597.00 (+21.62%)	$40,328 (+29.09%) Land $8,201 Building $32,127	$601,900 (+33.9%) Land $122,400 Building $479,500
2022	$4,602.00	$31,240 Land $6,616 Building $24,624	$449,500 Land $95,200 Building $354,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 64% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

Nearby Properties on Wagon Bend Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures