Allen County property record for 549 W Elm St, Lima, OH 45801
| Property Type | Commercial |
|---|---|
| Details | 3 ba · 3,558 sqft · built 1901 |
| Lot Size | 0.211 acres (9,191 sqft) |
| Owner | Company Name on File |
| Last Sale | $110,000 (Jan 2003) |
| Tax Bill | $1,368 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Oct 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-3609-04-002.000 |
| Primary APN | 36-3609-04-002.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,558 sqft Gross Area |
| 1st Floor Area | 1,182 sqft |
| Upper Floors Area | 1,194 sqft |
| Basement Area | 1,182 sqft |
| Year Built | Built 1901 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 9,191 sqft (0.211 acres) |
| Garage Type | Detached |
| Garage Area | 900 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 79 sqft |
| Deck Area | 40 sqft |
| Patio Area | 40 sqft |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 549 W ELM ST |
|---|---|
| City | LIMA |
| State | OH |
| Zip | 45801-4757 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | CONDERMANS ADDITION LOT 5782 FF 50.00 |
| Legal Subdivision | CONDERMANS ADDITION |
| Legal Lot Number | 5782 |
| Jurisdiction | ALLEN OH |
| Township / Civil Division | LIMA |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 14100 |
549 W Elm St, a commercial property, is owned by a company that bought it in January 2003.
Source: Allen County records, as of July 15, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 549 W ELM ST, LIMA, OH 45801-4757 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 27, 2023 | Deed of Trust, Mortgage · Commercial Mortgage SUPERIOR CU INC |
| Oct 18, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 10, 2003 · Amount on File |
| Deed Sale | Jan 10, 2003 · Amount on File |
| Prior Sale | Nov 1, 1983 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 549 W ELM ST, LIMA, OH 45801-4757 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 6270005349 |
|---|---|
| Date | Jun 27, 2023 |
| Book Page | 2023/5349 |
| Instrument | 202306270005349 |
| Name | SUPERIOR CU INC |
|---|---|
| Type | Credit Union |
| Address | LIMA, OH 45807 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 25 Months |
| Due | Jul 1, 2025 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ALLEN OH |
| Recording Date | Oct 18, 2021 |
| Property Address | 549 W ELM ST, LIMA, OH 45801-4757 |
| Document Number | 10180014647 |
| Book / Page | 2021 / 14647 |
| Map Reference | MB 4 PG 85 |
| Instrument Date | Oct 14, 2021 |
| Instrument | 202110180014647 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 543 W EM STREET, LIMA, OH 45801-4757 |
The 2025 property tax bill for 549 W Elm St was $1,368, up 0.4% from the year before.
Source: Allen County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Allen County |
| Municipality | Lima City |
| Unified School District | Lima City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,368.00 (+0.44%) | $25,690 (-) Land $9,940 Building $15,750 | $73,400 (-) Land $28,400 Building $45,000 |
| 2024 | $1,362.00 (+1.04%) | $25,690 (+10.02%) Land $9,940 Building $15,750 | $73,400 Land $28,400 Building $45,000 |
| 2023 | $1,348.00 (+0.37%) | $23,350 (-) Land $9,030 Building $14,320 | |
| 2022 | $1,343.00 | $23,350 Land $9,030 Building $14,320 | |
| 2021 | $66,700 Land $25,800 Building $40,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 549 W Elm St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 549 W Elm St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIMA CITY serves 65,619 people · EPA ID OH0200811 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: MetaLINK Technologies, TSC, Verizon.
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