549 Union St, Bronson, MI 49028 Property Records

Branch County property record for 549 Union St, Bronson, MI 49028

Property Summary

Property Type	Single Family Home
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Jun 2021)
Tax Bill	$2,710 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`200-002-000-191-00`

Property Details

APN / Parcel Number

Primary APN	`200-002-000-191-00`

Exterior

Lot Area	43,560 sqft (1 acres)

Location & Zoning

Street Address	549 UNION ST
City	BRONSON
State	MI
Zip	49028-1038
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG AT SE COR OF INT OF UNION & DIVISION ST, TH ELY ALG SD LI OF UNION ST 86 FT TH S PAR TO DIVISION ST 165 FT, TH WLY 85.39
Jurisdiction	BRANCH MI
Township / Civil Division	BRONSON
Census Block Group	1
Census Block	1009
Census Tract	951200

Owner

Source: Branch County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	549 UNION ST, BRONSON, MI 49028-1038
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2021	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Mar 15, 2019	Warranty Deed, Transfer · ARM OAK MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2021 · Amount on Record
Deed Sale	Jun 9, 2021 · Amount on Record
Prior Sale	Mar 15, 2019 · Amount on Record
Deed Document Number	20214591
Prior Transfer Date	Feb 1, 2019
Prior Transfer Doc	201901289
Record Updated	Sep 20, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Jun 9, 2021
Property Address	549 UNION ST, BRONSON, MI 49028-1038
Document Number	202104591
Instrument Date	May 27, 2021
Instrument	2021-04591
Transaction Type	Transfer
Record Updated	Jun 29, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,118.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	549 UNION ST, 549, BRONSON, MI 49028-1038

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	549 UNION ST, BRONSON, MI 49028-1038

Mortgage

Document Number	202104592
Date	Jun 9, 2021
Instrument	2021-04592

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Mar 15, 2019
Property Address	549 UNION ST, BRONSON, MI 49028-1038
Document Number	201901289
Instrument Date	Feb 1, 2019
Instrument	2019-01289
Transaction Type	Transfer
Record Updated	Jun 8, 2021
Title Company	OAK TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$636.40
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1025 WEAVER RD, 1025, BRONSON, MI 49028-9419

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1025 WEAVER RD, BRONSON, MI 49028-9419

Mortgage

Document Number	201901290
Date	Mar 15, 2019
Instrument	2019-01290

Lender

Name	OAK MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2034

Interest

Rate Type	Adjustable Rate
Rate	6.43%
Type Change Date	Mar 1, 2022
Change Frequency	Annually
Min Rate At Change	4.43%
Max Rate At Change	8.43%
Index	3-Year CMT
Max Rate	12.4%

Tax Assessment & Valuation

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
Municipality	Bronson City
Unified School District	Bronson Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$58,100 (+5.44%)	$116,200 (+5.44%)
2025	$2,710.00 (+2.34%)	$55,100	$110,200
2024	$2,648.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRONSON serves 2,421 people · EPA ID MI0000910
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: DMCI Broadband.

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