549 Twin Cedars Dr, Madison, MS 39110 Property Records

Madison County property record for 549 Twin Cedars Dr, Madison, MS 39110

Property Summary

Property Type	Single Family Home
Details	5 ba · 7,826 sqft · built 2006
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$830,000 (Dec 2013)
Tax Bill	$7,610 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`082H-27-054`

Property Details

APN / Parcel Number

Primary APN	`082H-27-054`
Alternative APNs	`082H-27-054/00.00` `23471`

Interior

Full Baths	5 Baths
Building Area	7,826 sqft Adjusted Area
Gross Area	5,332 sqft
1st Floor Area	5,332 sqft
2nd Floor Area	1,434 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Pool Area	1,600 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	23471
Street Address	549 TWIN CEDARS DR
City	MADISON
State	MS
Zip	39110-7286
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 90-A TWIN CEDARS PHASE III -CONTAINING 2.0 AC-
Legal Range	02E
Legal Township	08N
Legal Section	27
Legal Subdivision	TWIN CEDARS PH 3
Legal Phase	3
Legal Lot Number	90
Jurisdiction	MADISON MS
Township / Civil Division	1
Census Block Group	2
Census Block	2021
Census Tract	30208

Owner

Source: Madison County records, as of December 2, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	549 TWIN CEDARS DR, MADISON, MS 39110-7286
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2013 · Amount on Record
Deed Sale	Dec 9, 2013 · Amount on Record
Prior Sale	Dec 19, 2011 · Amount on Record
Deed Document Number	2013721972
Deed Book / Page	3031 / 964
Prior Transfer Date	Dec 5, 2011
Prior Transfer Doc	2739/685
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	549 TWIN CEDARS DR, MADISON, MS 39110-7286
Document Number	0000906838
Instrument Date	Sep 24, 2020
Transaction Type	Mortgage
Record Updated	Oct 19, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	549 TWIN CEDARS DR MADISON MS 391107286, MADISON, MS 39110-7286

Mortgage

Document Number	0000906838
Date	Oct 1, 2020
Book Page	003923/000188
Instrument	906838

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-3356

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 30, 2035

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,610.00 Homeowner's exemption	$77,037 (-)	$770,370 (-) Land $70,000 Building $700,370
2024	$7,610.00
2023	$7,610.00 Homeowner's exemption	$77,037	$770,370 Land $70,000 Building $700,370

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAR CREEK W/A -EAST public/private · serves 18,770 people · EPA ID MS0450002
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
NETSPEEDMS Fixed Wireless	499 / 285