Madison County property record for 546 Twin Cedars Dr, Madison, MS 39110
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 4,865 sqft · built 2004 |
| Lot Size | 2.06 acres (89,734 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $509,700 (Sep 2017) |
| Tax Bill | $3,871 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Dec 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 082H-27-067 |
| Primary APN | 082H-27-067 |
|---|---|
| Alternative APNs |
|
| Full Baths | 5 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 4,865 sqft Adjusted Area |
| Gross Area | 4,094 sqft |
| 1st Floor Area | 4,094 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 89,734 sqft (2.06 acres) |
| Cooling System | Central |
|---|
| Account Number | 23484 |
|---|---|
| Street Address | 546 TWIN CEDARS DR |
| City | MADISON |
| State | MS |
| Zip | 39110-7288 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 102 TWIN CEDARS PHASE III -CONTAINING 2.06AC- |
| Legal Range | 02E |
| Legal Township | 08N |
| Legal Section | 27 |
| Legal Subdivision | TWIN CEDARS PH 3 |
| Legal Phase | 3 |
| Legal Lot Number | 102 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 30208 |
Source: Madison County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 546 TWIN CEDARS DR, MADISON, MS 39110-7288 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2026 | Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION |
| Dec 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Sep 19, 2017 | Warranty Deed, Transfer AFFORDABLE LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 19, 2017 · Amount on Record |
| Deed Sale | Sep 19, 2017 · Amount on Record |
| Deed Document Number | 2017821015 |
| Deed Book / Page | 3523 / 849 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Sep 22, 2026 |
| Property Address | 546 TWIN CEDARS DR, MADISON, MS 39110-7288 |
| Document Number | 0001059761 |
| Book / Page | 4732 / 551 |
| Instrument Date | Sep 8, 2026 |
| Instrument | 20261059761 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 546 TWIN CEDARS DR, MADISON, MS 39110-7288 |
| Document Number | 0001059761, |
|---|---|
| Date | Sep 22, 2026 |
| Book Page | 4732/551 |
| Instrument | 20261059761 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Oct 1, 2066 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 546 TWIN CEDARS DR, MADISON, MS 39110-7288 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004151/755 |
|---|---|
| Date | Dec 28, 2021 |
| Book Page | 4151/755 |
| Instrument | 947217 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 313 Months |
| Due | Jan 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Sep 19, 2017 |
| Property Address | 546 TWIN CEDARS DR, MADISON, MS 39110-7288 |
| Document Number | 0000821015 |
| Book / Page | 003523 / 000849 |
| Instrument Date | Sep 18, 2017 |
| Instrument | 821015 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2018 |
| Title Company | BENCHMARK TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 546 TWIN CEDARS DR MADISON MS 391107288, MADISON, MS 39110-7288 |
| Document Number | 821017 |
|---|---|
| Date | Sep 19, 2017 |
| Book Page | 003523/000866 |
| Instrument | 821017 |
| Name | AFFORDABLE LNDG |
|---|---|
| Address | RIDGELAND, MS 39157 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 18, 2047 |
Source: Madison County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,871.00 Homeowner's exemption | $40,629 (-) | $406,290 (-) Land $70,000 Building $336,290 |
| 2024 | $3,871.00 | ||
| 2023 | $3,871.00 Homeowner's exemption | $40,629 | $406,290 Land $70,000 Building $336,290 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEAR CREEK W/A -EAST public/private · serves 18,770 people · EPA ID MS0450002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| NETSPEEDMS Fixed Wireless | 499 / 285 |
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