549 State Rd 48, Cumberland, WI 54829 Property Records

Polk County property record for 549 State Rd 48, Cumberland, WI 54829

Property Summary

Property TypeSingle Family Home
Lot Size13.6 acres (592,852 sqft)
OwnerIndividual Name on File
Last Sale$459,700 (Jul 2020)
Tax Bill$6,734 (2025)
Deeds & MortgagesJul 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN038-00694-0000

Property Details

APN / Parcel Number

Primary APN038-00694-0000

Exterior

Lot Area592,852 sqft (13.6 acres)

Location & Zoning

Street Address549 STATE ROAD 48
CityCUMBERLAND
StateWI
Zip54829-9348
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2 CSM 1140 V5 P130 (441592) LOC IN GOV LOT 2 & 3
Legal Lot Number2
JurisdictionPOLK WI
Township / Civil DivisionMCKINLEY
Census Block Group3
Census Block3064
Census Tract960100

Owner

549 State Rd 48 is owned by an individual who bought it in July 2020.

Source: Polk County records, as of February 18, 2026

Owner of RecordIndividual Name on File
Mailing Address1195 SAINT PAUL AVE, SAINT PAUL, MN 55116-2564
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 22, 2020 · Amount on File
Deed SaleJul 22, 2020 · Amount on File
Prior SaleNov 30, 2016 · Amount on File
Deed Document Number884786
Record UpdatedJun 8, 2026

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK WI
Recording DateJul 22, 2020
Property Address549 STATE ROAD 48, CUMBERLAND, WI 54829-9348
Document Number0000884786
Map ReferenceMAP 1140 VL 5 PG 130
Instrument DateJun 25, 2020
Instrument884786
Transaction TypeTransfer
Record UpdatedMay 16, 2022
Title CompanyTITLE ONE PREMIER GROUP INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,379.10
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000884787
DateJul 22, 2020
Instrument884787
Lender
NameMORTGAGE UNLIMITED
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 549 State Rd 48 was $6,734.

Source: Polk County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateWisconsin
CountyPolk County
County SubdivisionMcKinley Town
Unified School DistrictLuck School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,734.00$449,000 Land $107,700 Building $341,300$637,800 Land $152,987 Building $484,813
2023$6,272.00$449,000 Land $107,700 Building $341,300$577,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 549 State Rd 48 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 549 State Rd 48 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on State Rd 48

Nearby Streets

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