1265 State Rd 48, Cumberland, WI 54829 Property Records

Barron County property record for 1265 State Rd 48, Cumberland, WI 54829

Property Summary

Property Type	Single Family Home
Lot Size	10.5 acres (459,689 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (Dec 2019)
Tax Bill	$8,442 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Dec 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`212-8178-34-000`

Property Details

APN / Parcel Number

Primary APN	`212-8178-34-000`

Exterior

Lot Area	459,689 sqft (10.5 acres)

Location & Zoning

Street Address	1265 STATE ROAD 48
City	CUMBERLAND
State	WI
Zip	54829-9403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLATS 7-4 & 8-5 PRT SW-NW LYG NELY OF STH 48 & PRT SE-NW PRT IN 703/808 DAF: BEG INT W LN SE-NW & E ROW STH 48 TH SELY ALG E
Jurisdiction	BARRON WI
Township / Civil Division	CUMBERLAND
Census Block Group	2
Census Block	2059
Census Tract	200

Owner

1265 State Rd 48 is owned and occupied by an individual who bought it in December 2019.

Source: Barron County records, as of February 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1265 STATE ROAD 48, CUMBERLAND, WI 54829-9403
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage DAIRY STATE BANK
Dec 17, 2019	Warranty Deed, Transfer · Conventional Mortgage DAIRY STATE BANK
Nov 4, 2019	Quit Claim Deed, Transfer LAKE TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2019 · Amount on File
Deed Sale	Dec 17, 2019 · Amount on File
Prior Sale	Nov 4, 2019
Deed Document Number	860115
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARRON WI
Property Address	1265 STATE ROAD 48, CUMBERLAND, WI 54829-9403
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000880296
Date	Aug 20, 2021
Instrument	880296

Lender

Name	DAIRY STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2036

Interest

Rate Type	Fixed Rate

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BARRON WI
Recording Date	Dec 17, 2019
Property Address	1265 STATE ROAD 48, CUMBERLAND, WI 54829-9403
Document Number	0000860115
Map Reference	6013
Instrument Date	Dec 16, 2019
Instrument	860115
Transaction Type	Transfer
Record Updated	Sep 8, 2022
Title Company	LAKES TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$990.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000860116
Date	Dec 17, 2019
Instrument	860116

Lender

Name	DAIRY STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BARRON WI
Recording Date	Nov 4, 2019
Property Address	1265 STATE ROAD 48, CUMBERLAND, WI 54829-9403
Document Number	0000858947
Map Reference	6609
Instrument Date	Oct 30, 2019
Instrument	858947
Transaction Type	Transfer
Record Updated	Sep 8, 2022
Title Company	LAKE TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 1265 State Rd 48 was $8,442 with a homeowner's exemption.

Source: Barron County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Barron County
Municipality	Cumberland City
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,442.00 Homeowner's exemption	$343,500 Land $35,000 Building $308,500	$591,800 Land $60,300 Building $531,500
2023	$7,240.00 Homeowner's exemption	$343,500 Land $35,000 Building $308,500	$510,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1265 State Rd 48 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1265 State Rd 48 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUMBERLAND WATERWORKS serves 2,311 people · EPA ID WI6030132
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Mosaic Technologies, Verizon.

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