549 SE 38th Ave, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 549 SE 38th Ave, Okeechobee, FL 34974

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,915 sqft · built 2007
Lot Size0.183 acres (8,015 sqft)
Owner2 Individual Names on File
Last Sale$202,000 (Jun 2019)
Tax Bill$2,249 (2025)
Deeds & MortgagesAug 2025 Mortgage
Jul 2023 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN1-24-37-35-0010-00200-0060

Property Details

APN / Parcel Number

Primary APN1-24-37-35-0010-00200-0060

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,915 sqft Heated Area
Gross Area2,547 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,015 sqft (0.183 acres)
Lot Dimensions107 ft deep x 75 ft wide
PorchFinished/Screened Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address549 SE 38TH AVE
CityOKEECHOBEE
StateFL
Zip34974-3727
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionA REVISED AND ADDITION TO PLAT OF CONNERS GABLES (PLAT BOOK 3 PAGE 15) LOT 6 BLOCK 20
Legal Range35E
Legal Township37S
Legal Section24
Legal SubdivisionA REVISED AND ADDITION
Legal Block20
Legal Lot Number6
JurisdictionOKEECHOBEE FL
Township / Civil DivisionOKEECHOBEE
Census Block Group2
Census Block2014
Census Tract910402

Owner

Source: Okeechobee County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address549 SE 38TH AVE, OKEECHOBEE, FL 34974-3727
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 28, 2025Deed of Trust, Mortgage · FHA Mortgage
OUTAMATION INC
Jul 28, 2023Deed of Trust, Mortgage · FHA Mortgage
LAKEVIEW LOAN SERVICING LLC
Jun 17, 2019Warranty Deed, Transfer · Conventional Mortgage
CENTERSTATE BANK OF FLORIDA NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 17, 2019 · Amount on Record
Deed SaleJun 17, 2019 · Amount on Record
Prior SaleJan 2, 2013 · Amount on Record
Deed Document Number2019006252
Deed Book / Page0826 / 0793
Record UpdatedSep 20, 2026

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Property Address549 SE 38TH AVE, OKEECHOBEE, FL 34974-3727
Transaction TypeMortgage
Record UpdatedJun 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address549 SE 38TH AVE, OKEECHOBEE, FL 34974-3727

Mortgage

Document Number0000009586
DateAug 28, 2025
Instrument2025009586
Lender
NameOUTAMATION INC
TypeNon-Lending Institution
AddressPOMPANO BEACH, FL 33067
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term481 Months
DueSep 1, 2065

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Property Address549 SE 38TH AVE, OKEECHOBEE, FL 34974-3727
Transaction TypeMortgage
Record UpdatedJun 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address549 SE 38TH AVE, OKEECHOBEE, FL 34974-3727

Mortgage

Document Number0000008985
DateJul 28, 2023
Instrument2023008985
Lender
NameLAKEVIEW LOAN SERVICING LLC
TypeMortgage Company
AddressMIAMI, FL 33146
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2053

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateJun 17, 2019
Property Address549 SE 38TH AVE, OKEECHOBEE, FL 34974-3727
Document Number0000006252
Book / Page0826 / 0793
Map ReferenceMB 3 PG 15
Instrument DateJun 14, 2019
Instrument2019006252
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyOKEE YANTIE TITLE CO INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,414.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address407 NE 9TH AVE, OKEECHOBEE, FL 34972-4524

Mortgage

Document Number0000826796
DateJun 17, 2019
Instrument0826/796
Lender
NameCENTERSTATE BANK OF FLORIDA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2049

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,249.00 (-18.78%) Homeowner's exemption$204,658 (+5.99%)$258,139 (+5.67%) Land $29,025 Building $229,114
2023$2,769.00 (+6.71%) Homeowner's exemption$193,097 (+3%)$244,295 (+15.78%) Land $22,575 Building $221,720
2022$2,595.00 Homeowner's exemption$187,473$210,995 Land $13,868 Building $197,127

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 69% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKEECHOBEE UTILITY AUTHORITY
serves 20,000 people · EPA ID FL4470257
Water SourceSurface water
Last State InspectionJun 2023
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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