Okeechobee County property record for 489 SE 38th Ave, Okeechobee, FL 34974
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,885 sqft · built 2008 |
| Lot Size | 0.183 acres (8,015 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $168,000 (May 2016) |
| Tax Bill | $3,567 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Apr 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-24-37-35-0010-00200-0030 |
| Primary APN | 1-24-37-35-0010-00200-0030 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,885 sqft Heated Area |
| Gross Area | 2,498 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 8,015 sqft (0.183 acres) |
| Lot Dimensions | 107 ft deep x 75 ft wide |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 489 SE 38TH AVE |
|---|---|
| City | OKEECHOBEE |
| State | FL |
| Zip | 34974-3729 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A REVISED AND ADDITION TO PLAT OF CONNERS GABLES (PLAT BOOK 3 PAGE 15) LOT 3 BLOCK 20 |
| Legal Range | 35E |
| Legal Township | 37S |
| Legal Section | 24 |
| Legal Subdivision | A REVISED AND ADDITION |
| Legal Block | 20 |
| Legal Lot Number | 3 |
| Jurisdiction | OKEECHOBEE FL |
| Township / Civil Division | OKEECHOBEE |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 910402 |
Source: Okeechobee County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 489 SE 38TH AVE, OKEECHOBEE, FL 34974-3729 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 3, 2020 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Apr 10, 2018 | Loan Modification, Mortgage · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 10, 2016 · Amount on Record |
| Deed Sale | May 10, 2016 · Amount on Record |
| Prior Sale | Mar 27, 2008 · Amount on Record |
| Deed Document Number | 0007741482 |
| Deed Book / Page | 774 / 1482 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Property Address | 489 SE 38TH AVE, OKEECHOBEE, FL 34974-3729 |
| Document Number | 0000010569 |
| Instrument Date | Oct 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 489 SE 38TH AVE OKEECHOBEE FL 349743729, OKEECHOBEE, FL 34974-3729 |
| Document Number | 0000010569 |
|---|---|
| Date | Oct 29, 2020 |
| Instrument | 10569 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 28, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Property Address | 489 SE 38TH AVE, OKEECHOBEE, FL 34974-3729 |
| Document Number | 0008101065 |
| Instrument Date | Apr 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2018 |
| Title Company | TITLE SOURCE |
| Name | Verified Name |
|---|---|
| Address | 489 SE 38TH AVE OKEECHOBEE FL 349743729, OKEECHOBEE, FL 34974-3729 |
| Document Number | 0008101065 |
|---|---|
| Date | Jul 12, 2018 |
| Book Page | 000810/001065 |
| Instrument | 9033 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 11, 2048 |
| Rate | 3.75% |
|---|
Source: Okeechobee County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okeechobee County |
| Unified School District | Okeechobee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,567.00 (-7.45%) | $260,115 (+6.51%) Land $29,025 Building $231,090 | $260,115 (+6.51%) Land $29,025 Building $231,090 |
| 2023 | $3,854.00 (+13.45%) | $244,225 (+17.13%) Land $22,575 Building $221,650 | $244,225 (+17.13%) Land $22,575 Building $221,650 |
| 2022 | $3,397.00 | $208,500 Land $13,868 Building $194,632 | $208,500 Land $13,868 Building $194,632 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 49% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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