549 Riddle Rd, Mount Healthy (Cincinnati), OH 45231 Property Records

Hamilton County property record for 549 Riddle Rd, Mount Healthy, OH 45231

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,728 sqft · built 1969
Lot Size	0.801 acres (34,892 sqft)
Owner	Individual Name on File
Last Sale	$248,750 (Jul 2016)
Tax Bill	$7,178 (2025)
Deeds & Mortgages	May 2023 Second Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`590-0170-0181-00`

Property Details

APN / Parcel Number

Primary APN	`590-0170-0181-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,728 sqft Living Area
1st Floor Area	1,408 sqft
2nd Floor Area	1,320 sqft
Basement Area	1,276 sqft
Finished Basement	550 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	34,892 sqft (0.801 acres)
Lot Dimensions	256 ft deep x 35 ft wide
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	204 sqft
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	549 RIDDLE RD
City	MOUNT HEALTHY
State	OH
Zip	45231-2711
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONEHEARST LN 35.29 X 256.48 IRR-LOT 134 LAKESHORE ESTATES SUB BLKC PT 2
Legal Subdivision	LAKESHORE ESTATES
Legal Block	C
Legal Lot Number	134
Jurisdiction	HAMILTON OH
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3009
Census Tract	21504

Owner

549 Riddle Rd is owned and occupied by an individual who bought it in July 2016.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	549 RIDDLE RD, MOUNT HEALTHY, OH 45231-2711
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 2, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CINCINNATI OHIO POLICE FCU
Dec 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2016 · Amount on File
Deed Sale	Jul 14, 2016 · Amount on File
Deed Document Number	0000003541
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	549 RIDDLE RD, MOUNT HEALTHY, OH 45231-2711
Transaction Type	Mortgage
Record Updated	Jun 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029233
Date	May 2, 2023
Book Page	14907/1145
Instrument	2023-0029233

Lender

Name	CINCINNATI OHIO POLICE FCU
Type	Credit Union
Address	CINCINNATI, OH 45203

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	119 Months
Due	Apr 19, 2033

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	549 RIDDLE RD, MOUNT HEALTHY, OH 45231-2711
Document Number	0000012625
Instrument Date	Dec 16, 2020
Transaction Type	Mortgage
Record Updated	Mar 25, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	549 RIDDLE RD MOUNT HEALTHY OH 452312711, MOUNT HEALTHY, OH 45231-2711

Mortgage

Document Number	0000012625
Date	Jan 29, 2021
Book Page	014344/000180
Instrument	12625

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 28, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 549 Riddle Rd was $7,178, up 2.5% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Springfield Township
Unified School District	Winton Woods City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,178.00 (+2.54%)	$105,665 (+%) Land $15,655 Building $90,010
2024	$7,000.00 (+4.15%)	$105,664 (-) Land $15,655 Building $90,009
2023	$6,721.00 (-17.14%)	$105,664 (+10.33%) Land $15,655 Building $90,009	$301,900 Land $44,730 Building $257,170
2022	$8,111.00 Homeowner's exemption	$95,767 Land $13,216 Building $82,551
2020			$273,620 Land $37,760 Building $235,860

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 549 Riddle Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 549 Riddle Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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