541 Riddle Rd, Mount Healthy (Cincinnati), OH 45231 Property Records

Hamilton County property record for 541 Riddle Rd, Mount Healthy, OH 45231

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,373 sqft · built 1965
Lot Size	0.478 acres (20,865 sqft)
Owner	Company Name on File
Last Sale	$233,400 (Jan 2020)
Tax Bill	$6,417 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jan 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`590-0170-0182-00`

Property Details

APN / Parcel Number

Primary APN	`590-0170-0182-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,373 sqft Living Area
1st Floor Area	1,158 sqft
2nd Floor Area	1,215 sqft
Basement Area	1,158 sqft
Finished Basement	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	20,865 sqft (0.478 acres)
Lot Dimensions	200 ft deep x 93 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	338 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	541 RIDDLE RD
City	MOUNT HEALTHY
State	OH
Zip	45231-2711
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDDLE RD 93.61 X 200 IRRLOT 135 LAKESHORE ESTATESSUB BLK C PT 2
Legal Subdivision	LAKESHORE ESTATES SUB
Legal Block	C
Legal Lot Number	135
Jurisdiction	HAMILTON OH
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3009
Census Tract	21504

Owner

541 Riddle Rd is owned by a company that bought it in January 2020 and is owner-occupied.

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	541 RIDDLE RD, MOUNT HEALTHY, OH 45231-2711
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK
Jan 22, 2020	Warranty Deed, Transfer · Conventional Mortgage GUARDIAN SVGS BK
Jan 2, 2020	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2020 · Amount on File
Deed Sale	Jan 22, 2020 · Amount on File
Prior Sale	Jan 2, 2020
Deed Document Number	0000007453
Deed Book / Page	014088 / 002002
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	541 RIDDLE RD, MOUNT HEALTHY, OH 45231-2711
Transaction Type	Mortgage
Record Updated	Sep 20, 2021
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000094987
Date	Aug 5, 2021
Book Page	14474/294
Instrument	2021-0094987

Lender

Name	GUARDIAN SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 22, 2020
Property Address	541 RIDDLE RD, MOUNT HEALTHY, OH 45231-2711
Document Number	0000007453
Book / Page	014088 / 002002
Instrument Date	Jan 17, 2020
Instrument	7453
Transaction Type	Transfer
Record Updated	Mar 2, 2020
Title Company	PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$934.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	541 RIDDLE RD MOUNT HEALTHY OH 452312711, MOUNT HEALTHY, OH 45231-2711

Mortgage

Document Number	7454
Date	Jan 22, 2020
Book Page	014088/002004
Instrument	7454

Lender

Name	GUARDIAN SVGS BK
Type	Federal Savings Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 21, 2050

January 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	HAMILTON OH
Recording Date	Jan 2, 2020
Property Address	541 RIDDLE RD, MOUNT HEALTHY, OH 45231-2711
Document Number	0000000396
Book / Page	014075 / 002475
Instrument Date	Nov 14, 2019
Instrument	396
Transaction Type	Transfer
Record Updated	Feb 27, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	541 RIDDLE RD MOUNT HEALTHY OH 452312711, MOUNT HEALTHY, OH 45231-2711

Tax Assessment & Valuation

The 2025 property tax bill for 541 Riddle Rd was $6,417, up 2.6% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Springfield Township
Unified School District	Winton Woods City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,417.00 (+2.64%)	$94,542 (-) Land $15,568 Building $78,974
2024	$6,252.00 (+4.1%)	$94,542 (-) Land $15,568 Building $78,974
2023	$6,006.00 (-23.31%)	$94,542 (+2.04%) Land $15,568 Building $78,974	$270,120 Land $44,480 Building $225,640
2022	$7,832.00 Homeowner's exemption	$92,653 Land $13,143 Building $79,510
2020			$264,720 Land $37,550 Building $227,170

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 541 Riddle Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 541 Riddle Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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