Garrett County property record for 549 Pinnacle Dr, Swanton, MD 21561
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,719 sqft · built 1997 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $460,000 (Oct 2003) |
| Tax Bill | $6,164 (2026) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-066238 |
| Primary APN | 18-066238 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,719 sqft Total Area |
| Basement Area | 1,050 sqft |
| Finished Basement | 1,050 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Detached |
| Garage Area | 960 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 32 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 066238 |
|---|---|
| Street Address | 549 PINNACLE DR |
| City | SWANTON |
| State | MD |
| Zip | 21561-2392 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.00 AC LOT 17 SECT 10 THE PINNACLE SUB |
| Legal Subdivision | THE PINNACLE SUB |
| Legal Lot Number | 17 |
| Jurisdiction | GARRETT MD |
| Township / Civil Division | 1, SWANTON |
| Census Block Group | 1 |
| Census Block | 1068 |
| Census Tract | 501 |
549 Pinnacle Dr is owned and occupied by two individuals who bought it in October 2003.
Source: Garrett County records, as of July 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 549 PINNACLE DR, SWANTON, MD 21561-2392 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 14, 2003 · Amount on File |
| Deed Sale | Oct 14, 2003 · Amount on File |
| Prior Sale | Nov 21, 1996 · Amount on File |
| Deed Document Number | 20031582 |
| Deed Book / Page | 1003 / 691 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRETT MD |
| Property Address | 549 PINNACLE DR, SWANTON, MD 21561-2392 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | DEEP CREEK TITLE GROUP |
| Name | Verified Name |
|---|
| Document Number | 0023020116 |
|---|---|
| Date | Apr 19, 2021 |
| Book Page | 2302/116 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
The 2026 property tax bill for 549 Pinnacle Dr was $6,164 with a homeowner's exemption.
Source: Garrett County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Garrett County |
| Unified School District | Garrett County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,164.00 Homeowner's exemption | $699,333 | $714,800 Land $110,200 Building $604,600 |
| 2023 | $5,937.00 | $479,600 | $691,600 Land $110,200 Building $581,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 549 Pinnacle Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 549 Pinnacle Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Pogozone powered by Neubeam.
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