Garrett County property record for 405 Pinnacle Dr, Swanton, MD 21561 · Last verified September 2023
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3 Baths |
| Architecture Style | Conventional |
| Year Built | Built 1997 |
| Square Footage | 1,656 sqft Total Area |
| Lot Size | 43,560 sqft (1 acres) |
| Last Sale | $365,000 (2018) |
| Tax Bill | $4,407.00 (2023) |
Source: Garrett County records · APN 18-062720
Assessment roll updated July 1, 2023 · Last verified September 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1310 WOODRIDGE LN, ELDERSBURG, MD 21784-8335 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 15, 2022 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Mar 04, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SEVERN SAVINGS BANK FSB |
| Sep 26, 2018 | Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 26, 2018 · Amount on Record |
| Deed Sale | Sep 26, 2018 · Amount on Record |
| Prior Sale | Oct 23, 2012 · Amount on Record |
| Deed Doc Number | 0002095414 |
| Deed Book / Page | 2095 / 414 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRETT MD |
| Property Address | 405 PINNACLE DR, SWANTON, MD 21561 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | SECU TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0024010336 |
|---|---|
| Date | Mar 15, 2022 |
| Book Page | 2401/336 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRETT MD |
| Property Address | 405 PINNACLE DR, SWANTON, MD 21561 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1310 WOODRIDGE LN, SYKESVILLE, MD 21784-8335 |
| Document Number | 0022880057 |
|---|---|
| Date | Mar 04, 2021 |
| Book Page | 2288/57 |
| Name | SEVERN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | ANNAPOLIS, MD 21401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRETT MD |
| Recording Date | Sep 26, 2018 |
| Property Address | 405 PINNACLE DR, SWANTON, MD 21561 |
| Document Number | 0020950414 |
| Book / Page | 2095 / 0414 |
| Map Reference | MB4 FO5 |
| Instrument Date | Sep 21, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | DEEP CREEK TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,475.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 310 WOODRIDGE LN, SYKESVILLE, MD 21784 |
| Document Number | 0002095417 |
|---|---|
| Date | Sep 26, 2018 |
| Instrument | 2095/417 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2048 |
Source: Garrett County records · Assessment roll updated July 1, 2023 · Last verified September 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Garrett County |
| Unified School District | Garrett County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $4,407.00 | $356,000 | $450,000 Land $110,200 Building $339,800 |
Source: FEMA National Flood Hazard Layer, Garrett County (24023C), updated February 1, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 5,882 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 18-062720 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Building Area | 1,656 sqft Total Area |
| 1st Floor | 1,104 sqft 1st Floor |
| Basement Area | 550 sqft Basement |
| Finished Basement | 550 sqft Finished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1997 |
|---|---|
| Architectural Style | Conventional Style |
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 43,560 sqft (1 acres) |
| Deck Area | 271 sqft Deck |
| Porch | Open Porch |
| Porch Area | 352 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating Fuel | Electric Heating Fuel |
| Sewage | Sewage Connected |
| Account Number | 062720 |
|---|---|
| Street Address | 405 PINNACLE DR |
| City | SWANTON |
| State | MD |
| Zip | 21561 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 1.00 AC LOT 12 THE PINNACLE SUB |
| Legal Subdivision | THE PINNACLE SUB |
| Legal Lot Number | 12 |
| Jurisdiction | GARRETT MD |
| Minor Civil Division | 1, SWANTON |
| Census Blockgroup | 1 |
| Census Block | 1068 |
| Census Tract | 501 |
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