549 Oswald Ave, Belgrade, MN 56312 Property Records

Stearns County property record for 549 Oswald Ave, Belgrade, MN 56312

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,244 sqft · built 1927
Lot Size	0.269 acres (11,700 sqft)
Owner	Individual Name on File
Last Sale	$154,900 (Sep 2026)
Tax Bill	$1,356 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`44-27357-0000`

Property Details

APN / Parcel Number

Primary APN	`44-27357-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,244 sqft Living Area
Gross Area	1,411 sqft
1st Floor Area	560 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1950
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,700 sqft (0.269 acres)
Lot Dimensions	150 ft deep x 78 ft wide
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	30 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	549 OSWALD AVE
City	BELGRADE
State	MN
Zip	56312-4544
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S19.6' OF E150' OF LT 8 & N 58.6' OF E150' OF LT 9 BLK C QUISTBERG'S ADD SECTION 19 TOWNSHIP 123 RANGE 034 QUISTBERG'S ADD
Legal Range	34W
Legal Township	123
Legal Section	19
Legal Subdivision	QUISTBERGS ADD
Legal Block	C
Legal Lot Number	8-9
Jurisdiction	STEARNS MN
Township / Civil Division	BELGRADE
Census Block Group	1
Census Block	1025
Census Tract	10900

Owner

549 Oswald Ave is owned and occupied by an individual who bought it in September 2026.

Source: Stearns County records, as of September 25, 2026

Owner of Record	Individual Name on File
Mailing Address	549 OSWALD AVE, BELGRADE, MN 56312-4544
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2026 · Amount on File
Deed Sale	Sep 2, 2026 · Amount on File
Prior Sale	Nov 8, 2001 · Amount on File
Deed Document Number	20261720242
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	STEARNS MN
Recording Date	Sep 2, 2026
Property Address	549 OSWALD AVE, BELGRADE, MN 56312-4544
Document Number	0001720242
Instrument Date	Aug 28, 2026
Instrument	20261720242
Transaction Type	Transfer
Record Updated	Sep 25, 2026
Title Company	PILLAR TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$51,628.17
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	549 OSWALD AVE, BELGRADE, MN 56312-4544

Mortgage

Document Number	0001720243,
Date	Sep 2, 2026
Instrument	20261720243

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 549 Oswald Ave was $1,356.

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Belgrade City
County	Stearns County
Unified School District	Belgrade-Brooten-Elrosa Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,356.00	$100,900 (+2.85%) Land $13,800 Building $87,100	$100,900 (+2.85%) Land $13,800 Building $87,100
2025		$98,100 Land $13,100 Building $85,000	$98,100 Land $13,100 Building $85,000
2023	$1,050.00	$94,500 Land $10,900 Building $83,600	$94,500 Land $10,900 Building $83,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 549 Oswald Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 549 Oswald Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Belgrade serves 745 people · EPA ID MN1730004
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Runestone Telephone Association.

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