Stearns County property record for 548 Oswald Ave, Belgrade, MN 56312
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,551 sqft · built 1954 |
| Lot Size | 0.241 acres (10,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $87,500 (Dec 1998) |
| Tax Bill | $2,640 (2026) |
| Deeds & Mortgages | Jul 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 44-27326-0000 |
| Primary APN | 44-27326-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,551 sqft Living Area |
| Gross Area | 1,861 sqft |
| 1st Floor Area | 1,551 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,500 sqft (0.241 acres) |
| Lot Dimensions | 150 ft deep x 70 ft wide |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 548 OSWALD AVE |
|---|---|
| City | BELGRADE |
| State | MN |
| Zip | 56312-4544 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W150' OF N70' OF LT 5 BLK A QUISTBERG'S ADD SECTION 19 TOWNSHIP 123 RANGE 034 QUISTBERG'S ADD SECTION 19 TOWNSHIP 123 RANGE |
| Legal Range | 34W |
| Legal Township | 123 |
| Legal Section | 19 |
| Legal Subdivision | QUISTBERGS ADD |
| Legal Block | A |
| Legal Lot Number | 5 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | BELGRADE |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 10900 |
548 Oswald Ave is owned and occupied by an individual who bought it in December 1998.
Source: Stearns County records, as of April 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 548 OSWALD AVE, BELGRADE, MN 56312-4544 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 1, 1998 · Amount on File |
| Deed Sale | Dec 1, 1998 · Amount on File |
| Prior Sale | Jan 1, 1984 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Jul 1, 2026 |
| Property Address | 548 OSWALD AVE, BELGRADE, MN 56312-4544 |
| Document Number | 0001716253 |
| Instrument Date | May 26, 2026 |
| Instrument | 20261716253 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $166.65 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 548 OSWALD AVE, BELGRADE, MN 56312-4544 |
The 2026 property tax bill for 548 Oswald Ave was $2,640 with a homeowner's exemption.
Source: Stearns County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Belgrade City |
| County | Stearns County |
| Unified School District | Belgrade-Brooten-Elrosa Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,640.00 | ||
| 2025 | $214,300 Land $12,400 Building $201,900 | $214,300 Land $12,400 Building $201,900 | |
| 2023 | $2,472.00 | $185,700 Land $10,400 Building $175,300 | $185,700 Land $10,400 Building $175,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 548 Oswald Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 548 Oswald Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Belgrade serves 745 people · EPA ID MN1730004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fixed Wireless · Fiber in parts of the area | 1,000 / 50 |
| GigFire Fixed Wireless | 150 / 130 |
| Midco Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Runestone Telephone Association, Verizon.
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