549 N Old Mill Rd, Independence, MO 64056 Property Records

Jackson County property record for 549 N Old Mill Rd, Independence, MO 64056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,114 sqft · built 2006
Lot Size	0.141 acres (6,160 sqft)
Owner	2 Individual Names on File
Last Sale	$183,800 (Feb 2006)
Tax Bill	$4,174 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-630-30-08`

Property Details

APN / Parcel Number

Primary APN	`16-630-30-08`
Alternative APNs	`16-630-30-08-00-0-00-000` `1675503`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,114 sqft Living Area
Gross Area	2,707 sqft
1st Floor Area	1,133 sqft
Basement Area	1,133 sqft
Finished Basement	981 sqft
Unfinished Basement	152 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,160 sqft (0.141 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	95 sqft
Deck Area	126 sqft
Patio Area	206 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1675503
Street Address	549 N OLD MILL RD
City	INDEPENDENCE
State	MO
Zip	64056-3130
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROCKWELL ESTATES 3RD PLAT---LOT 152
Legal Subdivision	ROCKWELL ESTATES 3RD PLAT
Legal Block	3
Legal Lot Number	152
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	3
Census Block	3017
Census Tract	17700

Owner

549 N Old Mill Rd is owned and occupied by two individuals who bought it in February 2006.

Source: Jackson County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	549 N OLD MILL RD, INDEPENDENCE, MO 64056-3130
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2020	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Jan 23, 2019	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2006 · Amount on File
Deed Sale	Feb 21, 2006 · Amount on File
Prior Sale	Oct 11, 2005 · Amount on File
Deed Document Number	200611857
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	549 N OLD MILL RD, INDEPENDENCE, MO 64056-3130
Document Number	0000E53299
Instrument Date	Jun 10, 2020
Transaction Type	Mortgage
Record Updated	Jul 16, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	549 N OLD MILL RD INDEPENDENCE MO 640563130, INDEPENDENCE, MO 64056-3130

Mortgage

Document Number	0000E53299
Date	Jun 25, 2020
Instrument	53299E

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 24, 2050

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	549 N OLD MILL RD, INDEPENDENCE, MO 64056-3130
Document Number	0000E08893
Instrument Date	Jan 23, 2019
Transaction Type	Mortgage
Record Updated	May 22, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	549 N OLD MILL RD INDEPENDENCE MO 640563130, INDEPENDENCE, MO 64056-3130

Mortgage

Document Number	0000E08893
Date	Feb 6, 2019
Instrument	8893E

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 5, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.5%

Tax Assessment & Valuation

The 2025 property tax bill for 549 N Old Mill Rd was $4,174, up % from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Fort Osage R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$54,777 (-) Land $3,950 Building $50,827	$288,300 (-)
2025	$4,174.00 (+0.02%)	$54,777 Land $3,950 Building $50,827	$288,300
2024	$4,173.00 (+0.48%)
2023	$4,153.00	$52,556 Land $5,174 Building $47,382	$276,610

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 549 N Old Mill Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1982–2004)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2004 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 549 N Old Mill Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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