548 N Old Mill Rd, Independence, MO 64056 Property Records

Jackson County property record for 548 N Old Mill Rd, Independence, MO 64056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,174 sqft · built 2012
Lot Size	0.141 acres (6,160 sqft)
Owner	Individual Name on Record
Tax Bill	$3,298 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Mar 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`16-630-25-32`

Property Details

APN / Parcel Number

Primary APN	`16-630-25-32`
Alternative APNs	`16-630-25-32-00-0-00-000` `1675471`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,174 sqft Living Area
1st Floor Area	525 sqft
Basement Area	1,139 sqft
Finished Basement	425 sqft
Unfinished Basement	714 sqft
Flooring	Carpet

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,160 sqft (0.141 acres)
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	28 sqft
Deck Area	Deck Area
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1675471
Street Address	548 N OLD MILL RD
City	INDEPENDENCE
State	MO
Zip	64056-3130
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROCKWELL ESTATES 3RD PLAT---LOT 156
Legal Subdivision	ROCKWELL ESTATES 3RD PLAT
Legal Block	3
Legal Lot Number	156
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	3
Census Block	3017
Census Tract	17700

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	548 N OLD MILL RD, INDEPENDENCE, MO 64056-3130
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2023	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE BANK
Mar 24, 2023	Warranty Deed, Transfer NOT AVAILABLE, ALPHA
Apr 13, 2022	Beneficiary Deed, Transfer
Apr 13, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB
Oct 7, 2017	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2023
Deed Sale	Mar 24, 2023
Prior Sale	Apr 13, 2021 · Amount on Record
Deed Document Number	202320581
Prior Transfer Date	Apr 13, 2022
Prior Transfer Doc	00E0035458
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	548 N OLD MILL RD, INDEPENDENCE, MO 64056-3130
Transaction Type	Mortgage
Record Updated	Oct 12, 2023
Title Company	KANSAS CITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1240 NW VIVION RD, KANSAS CITY, MO 64118-4551

Mortgage

Document Number	00E0021224
Date	Mar 28, 2023
Instrument	2023E0021224

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2033
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	8%
Index	1-Year CMT
Max Rate	12%

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Mar 24, 2023
Property Address	548 N OLD MILL RD, INDEPENDENCE, MO 64056-3130
Document Number	00E0020581
Instrument Date	Mar 23, 2023
Instrument	2023E0020581
Transaction Type	Transfer
Record Updated	Mar 30, 2023
Title Company	NOT AVAILABLE, ALPHA

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	548 N OLD MILL RD, INDEPENDENCE, MO 64056-3130

April 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	JACKSON MO
Recording Date	Apr 13, 2022
Property Address	548 N OLD MILL RD, INDEPENDENCE, MO 64056-3130
Document Number	00E0035458
Instrument Date	Apr 13, 2022
Instrument	2022E0035458
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	548 N OLD MILL RD, INDEPENDENCE, MO 64056-3130
Investor	Possibly a Property Investor

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON MO
Recording Date	Apr 13, 2021
Property Address	548 N OLD MILL RD, INDEPENDENCE, MO 64056-3130
Document Number	00E0039759
Instrument Date	Apr 5, 2021
Instrument	2021E0039759
Transaction Type	Transfer
Record Updated	Mar 30, 2023
Title Company	TIMIOS INC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	548 N OLD MILL RD, INDEPENDENCE, MO 64056-3130

Mortgage

Document Number	00E0039760
Date	Apr 13, 2021
Instrument	2021E0039760

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	548 N OLD MILL RD, INDEPENDENCE, MO 64056-3130
Document Number	0000E98553
Instrument Date	Oct 7, 2017
Transaction Type	Mortgage
Record Updated	Nov 24, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	548 OLD MILL ROAD NINDEPENDENCE INDEPENDENCE MO 64056, INDEPENDENCE, MO 64056

Mortgage

Document Number	0000E98553
Date	Oct 31, 2017
Instrument	98553E

Lender

Name	US BK
Type	Bank
Address	425 WALNUT ST, CINCINNATI, OH 45202-3956

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 30, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Fort Osage R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$40,422 (-) Land $3,950 Building $36,472	$212,750 (-)
2025	$3,298.00 (+18.17%)	$40,422 (+15%) Land $3,950 Building $36,472	$212,750 (+15%)
2024	$2,791.00 (+0.47%)
2023	$2,778.00 (+1.61%)	$35,150 (+6.94%) Land $3,730 Building $31,420	$185,000 (+6.94%)
2022	$2,734.00	$32,870 Land $4,389 Building $28,481
2021			$173,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1982–2004)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2004 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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