549 Miami Trce, Harrison, OH 45030 Property Records

Hamilton County property record for 549 Miami Trce, Harrison, OH 45030

Property Summary

Property Type	Condominium
Details	2 ba · 1,333 sqft · built 2016
Owner	Individual Name on File
Last Sale	$299,900 (Jan 2025)
Tax Bill	$4,251 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jan 2024 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`561-0025-0035-00`

Property Details

APN / Parcel Number

Primary APN	`561-0025-0035-00`

Interior

Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,333 sqft Living Area
1st Floor Area	1,333 sqft

Exterior

Year Built	Built 2016
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	549 MIAMI TRCE
City	HARRISON
State	OH
Zip	45030-5103
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 549 7.7%MIAMI TRACE III CONDOPHASE 6
Legal Phase	6
Jurisdiction	HAMILTON OH
Township / Civil Division	CROSBY
Census Block Group	1
Census Block	1027
Census Tract	26001

Owner

549 Miami Trce, a condominium, is owned and occupied by an individual who bought it in January 2025.

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	549 MIAMI TRCE # 49, 49, HARRISON, OH 45030-5103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Jan 19, 2024	Transfer on Death Deed, Transfer
Jan 18, 2024	Intrafamily Transfer, Transfer
May 13, 2022	Transfer on Death Deed, Transfer
Apr 19, 2022	Warranty Deed, Transfer · Conventional Mortgage THE HARRISON BUILDING & LOAN ASSOCI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 15, 2025 · Amount on File
Deed Sale	Jan 15, 2025 · Amount on File
Prior Sale	Sep 12, 2024 · Amount on File
Deed Document Number	0000003147
Deed Book / Page	15333 / 1292
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	549 MIAMI TRCE, HARRISON, OH 45030-5103
Transaction Type	Mortgage
Record Updated	Nov 20, 2025
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	549 MIAMI TRCE, HARRISON, OH 45030-5103

Mortgage

Document Number	0000081097
Date	Oct 17, 2025
Book Page	15524/1469
Instrument	2025-0081097

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2040

January 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 19, 2024
Property Address	549 MIAMI TRCE, HARRISON, OH 45030-5103
Document Number	0000004220
Book / Page	15085 / 437
Map Reference	MB 13233 PG 1338
Instrument Date	Jan 17, 2024
Instrument	2024-0004220
Transaction Type	Transfer
Record Updated	Feb 23, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Jan 18, 2024
Property Address	549 MIAMI TRCE, HARRISON, OH 45030-5103
Document Number	0000004063
Book / Page	15084 / 1212
Map Reference	MB 453 PG 80-82
Instrument Date	Jan 17, 2024
Instrument	2024-0004063
Transaction Type	Transfer
Record Updated	Feb 23, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	549 MIAMI TRCE, HARRISON, OH 45030-5103

May 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	May 13, 2022
Property Address	549 MIAMI TRCE, HARRISON, OH 45030-5103
Document Number	0000048161
Book / Page	14667 / 2107
Map Reference	MB 453 PG 80-82
Instrument Date	May 9, 2022
Instrument	2022-0048161
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 19, 2022
Property Address	549 MIAMI TRCE, HARRISON, OH 45030-5103
Document Number	0000039545
Book / Page	14649 / 784
Map Reference	OR 13232 PG 1338
Instrument Date	Apr 11, 2022
Instrument	2022-0039545
Transaction Type	Transfer
Record Updated	Jun 9, 2022
Title Company	BUCKEYE LAND TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$765.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	549 MIAMI TRCE, HARRISON, OH 45030-5103

Mortgage

Document Number	0000039546
Date	Apr 19, 2022
Instrument	2022-0039546

Lender

Name	THE HARRISON BUILDING & LOAN ASSOCI
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 549 Miami Trce was $4,251, up 0.6% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Crosby Township
Municipality	Harrison City
Unified School District	Southwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,251.00 (+0.59%)	$89,250 (-) Land $13,650 Building $75,600
2024	$4,226.00 (-0.98%)	$89,250 (-) Land $13,650 Building $75,600
2023	$4,268.00 (+28.25%)	$89,250 (+28.27%) Land $13,650 Building $75,600	$255,000 Land $39,000 Building $216,000
2022	$3,328.00 Homeowner's exemption	$69,580 Land $11,550 Building $58,030
2020			$198,800 Land $33,000 Building $165,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 549 Miami Trce in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 549 Miami Trce is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRISON CITY PWS serves 11,600 people · EPA ID OH3100812
Water Source	Groundwater
Last State Inspection	May 2025
Also Mapped Here	CINCINNATI PUBLIC WATER SYSTEM
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: altafiber Network Solutions, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Miami Trce

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