539 Miami Trce, Harrison, OH 45030 Property Records

Hamilton County property record for 539 Miami Trce, Harrison, OH 45030

Property Summary

Property Type	Condominium
Details	2 ba · 1,351 sqft · built 2018
Lot Size	0.404 acres (17,614 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Sep 2026)
Tax Bill	$3,945 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`561-0025-0043-00`

Property Details

APN / Parcel Number

Primary APN	`561-0025-0043-00`

Interior

Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,351 sqft Living Area
Gross Area	1,771 sqft
1st Floor Area	1,351 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Frame/Masonry
Lot Area	17,614 sqft (0.404 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	539 MIAMI TRCE
City	HARRISON
State	OH
Zip	45030-5103
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 539 2.775%MIAMI TRACE III CONDOPHASE 13
Legal Subdivision	MIAMI TRACE III CONDOPHASE 13
Jurisdiction	HAMILTON OH
Township / Civil Division	CROSBY
Census Block Group	1
Census Block	1027
Census Tract	26001

Owner

539 Miami Trce, a condominium, is owned and occupied by an individual who bought it in September 2026.

Source: Hamilton County records, as of October 22, 2026

Owner of Record	Individual Name on File
Mailing Address	539 MIAMI TRCE, HARRISON, OH 45030-5103
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2026	Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL
Mar 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage MIAMI SAVINGS BANK
Apr 12, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage MIAMI SAVINGS BANK
Mar 12, 2018	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2026 · Amount on File
Deed Sale	Sep 24, 2026 · Amount on File
Prior Sale	Apr 12, 2018 · Amount on File
Deed Document Number	202678928
Deed Book / Page	15757 / 1210
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 24, 2026
Property Address	539 MIAMI TRCE, HARRISON, OH 45030-5103
Document Number	0000078928
Book / Page	15757 / 1210
Instrument Date	Sep 18, 2026
Instrument	202678928
Transaction Type	Transfer
Record Updated	Oct 22, 2026
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$63,630.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	539 MIAMI TRCE, HARRISON, OH 45030-5103

Mortgage

Document Number	0000078929,
Date	Sep 24, 2026
Instrument	202678929

Lender

Name	AMERICAN FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	539 MIAMI TRCE, HARRISON, OH 45030-5103
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027523
Date	Mar 4, 2021
Book Page	14367/281
Instrument	2021-0027523

Lender

Name	MIAMI SAVINGS BANK
Type	Bank
Address	MIAMITOWN, OH 45041

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

April 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 12, 2018
Property Address	539 MIAMI TRCE, HARRISON, OH 45030-5103
Document Number	0000000291
Map Reference	MB 12639 PG 1843
Instrument Date	Mar 30, 2018
Instrument	18-0030291
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 25, 2022
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$645.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	539 MIAMI TRCE, HARRISON, OH 45030-5103

Mortgage

Document Number	0000000292
Date	Apr 12, 2018
Instrument	18-0030292

Lender

Name	MIAMI SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 12, 2018
Property Address	539 MIAMI TRCE, HARRISON, OH 45030-5103
Document Number	0000019960
Book / Page	013622 / 000115
Instrument Date	Sep 26, 2017
Instrument	19960
Transaction Type	Transfer
Record Updated	Apr 11, 2019
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$444.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10175 HARRISON AVE HARRISON OH 450301987, HARRISON, OH 45030-1987

Tax Assessment & Valuation

The 2025 property tax bill for 539 Miami Trce was $3,945, down 6.7% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Crosby Township
Municipality	Harrison City
Unified School District	Southwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,945.00 (-6.72%)	$84,305 (-) Land $13,650 Building $70,655	$240,870 Land $39,000 Building $201,870
2024	$4,229.00 (+1.03%)	$84,305 (-) Land $13,650 Building $70,655
2023	$4,186.00 (-1.9%)	$84,305 (+12.03%) Land $13,650 Building $70,655	$240,870 Land $39,000 Building $201,870
2022	$4,267.00	$75,250 Land $11,550 Building $63,700
2020			$215,000 Land $33,000 Building $182,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 539 Miami Trce in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 539 Miami Trce is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRISON CITY PWS serves 11,600 people · EPA ID OH3100812
Water Source	Groundwater
Last State Inspection	May 2025
Also Mapped Here	CINCINNATI PUBLIC WATER SYSTEM
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: altafiber Network Solutions, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Miami Trce

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