549 Margaret Dr, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 549 Margaret Dr, Chesapeake, VA 23322

Property Summary

Property Type	Exempt (Full or Partial)
Details	3 bd · 2.5 ba · 3,672 sqft · built 1981
Lot Size	3.01 acres (131,377 sqft)
Owner	2 Individual Names on Record
Last Sale	$575,000 (Mar 2022)
Tax Bill	$1,359 (2022)
Deeds & Mortgages	May 2009 Mortgage Mar 2022 Sale & Mortgage
APN	`0771003000450`

Property Details

APN / Parcel Number

Primary APN	`0771003000450`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,672 sqft Total Area
1st Floor Area	1,731 sqft
Upper Floors Area	1,731 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Brick
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	131,377 sqft (3.01 acres)
Lot Dimensions	626 ft deep x 204 ft wide
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	328 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	549 MARGARET DR
City	CHESAPEAKE
State	VA
Zip	23322-1314
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	A1: AGRICU
Legal Description	45 KING JAMES COLONY SEC A-4 3.016 AC
Legal Subdivision	BLACKWATER FOREST, KING JAMES COLONY
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	2
Census Block	2024
Census Tract	21103

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	549 MARGARET DR, CHESAPEAKE, VA 23322-1314
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2009	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MORTGAGE COMP
Mar 4, 2022	Warranty Deed, Transfer · VA Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2022 · Amount on Record
Deed Sale	Mar 4, 2022 · Amount on Record
Prior Sale	Jul 30, 2014 · Amount on Record
Deed Document Number	20227681
Deed Book / Page	10529 / 744
Record Updated	Oct 29, 2026

May 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	549 MARGARET DR, CHESAPEAKE, VA 23322-1314
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007810/636
Date	May 19, 2009
Book Page	7810/636

Lender

Name	FIFTH THIRD MORTGAGE COMP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2039

Interest

Rate Type	Fixed Rate
Rate	5.25%

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Mar 4, 2022
Property Address	549 MARGARET DR, CHESAPEAKE, VA 23322-1314
Document Number	010529/744
Book / Page	10529 / 744
Instrument Date	Mar 2, 2022
Instrument	220007681
Transaction Type	Transfer
Record Updated	Sep 22, 2023
Title Company	NOT AVAILABLE, SUN TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	549 MARGARET DR, CHESAPEAKE, VA 23322-1314

Mortgage

Document Number	0220007682
Date	Mar 4, 2022
Instrument	220007682

Lender

Name	CALIBER HOME LOANS INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$660,500 (+12.43%) Land $265,000 Building $395,500	$660,500 (+12.43%) Land $265,000 Building $395,500
2023		$587,500 (+9.08%) Land $185,000 Building $402,500	$587,500 (+9.08%) Land $185,000 Building $402,500
2022	$1,359.00 (-71.97%)	$538,600 Land $165,000 Building $373,600	$538,600 Land $165,000 Building $373,600
2019	$4,849.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 80% of Virginia
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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