548 Margaret Dr, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 548 Margaret Dr, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,780 sqft · built 1977
Lot Size	3.78 acres (164,657 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (Aug 2023)
Tax Bill	$7,562 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
APN	`0771003000480`

Property Details

APN / Parcel Number

Primary APN	`0771003000480`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,780 sqft Living Area
1st Floor Area	2,388 sqft
Attic	Attic
Attic Area	600 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	164,657 sqft (3.78 acres)
Lot Dimensions	805 ft deep x 200 ft wide
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	1,100 sqft
Porch	Slab
Porch Area	288 sqft
Deck Area	Deck Area
Patio Area	900 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	548 MARGARET DR
City	CHESAPEAKE
State	VA
Zip	23322-1316
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1: AGRICU
Legal Description	48 KING JAMES COLONY SEC A-4 3.780 AC
Legal Subdivision	BLACKWATER FOREST, KING JAMES COLONY
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	2
Census Block	2024
Census Tract	21103

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	548 MARGARET DR, CHESAPEAKE, VA 23322-1316
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2023 · Amount on Record
Deed Sale	Aug 10, 2023 · Amount on Record
Prior Sale	Oct 10, 2003 · Amount on Record
Deed Document Number	202316906
Deed Book / Page	10685 / 1583
Prior Transfer Date	Aug 9, 2023
Prior Transfer Doc	10685/1583
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Aug 10, 2023
Property Address	548 MARGARET DR, CHESAPEAKE, VA 23322-1316
Document Number	10685/1583
Book / Page	10685 / 1583
Instrument Date	Aug 9, 2023
Instrument	230016906
Transaction Type	Transfer
Record Updated	Aug 24, 2023
Title Company	NOT AVAILABLE, RW TOWNE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	548 MARGARET DR, CHESAPEAKE, VA 23322-1316

Mortgage

Document Number	0230016907
Date	Aug 10, 2023
Instrument	230016907

Lender

Name	TIDEWATER MORTGAGE SERVICES INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$842,200 (+12.49%) Land $272,600 Building $569,600	$842,200 (+12.49%) Land $272,600 Building $569,600
2025	$7,562.00 (+7.51%)	$748,700 (+35.61%) Land $241,600 Building $507,100	$748,700 (+35.61%) Land $241,600 Building $507,100
2024	$7,034.00 (+52.55%)
2023		$552,100 (+13.67%) Land $191,600 Building $360,500	$552,100 (+13.67%) Land $191,600 Building $360,500
2022		$485,700 Land $171,600 Building $314,100	$485,700 Land $171,600 Building $314,100
2019	$4,611.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 80% of Virginia
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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