549 Malone Cir, Florence, AL 35630 Property Records

Lauderdale County property record for 549 Malone Cir, Florence, AL 35630

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,508 sqft · built 1969
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$174,000 (Sep 2022)
Tax Bill	$620 (2025)
Deeds & Mortgages	Mar 2018 Mortgage Jun 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24-01-02-2-002-061-000`

Property Details

APN / Parcel Number

Primary APN	`24-01-02-2-002-061-000`
Alternative APNs	`094814` `94814` `8551`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,508 sqft Living Area
1st Floor Area	1,508 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1969
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	137 ft deep x 65 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Gravity Furnace

Location & Zoning

Account Number	94814
Street Address	549 MALONE CIR
City	FLORENCE
State	AL
Zip	35630-2370
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02
Legal Description	110 X 135.5 IRR WINDSOR HGTS SD BLK 2 LOT 8 .25 AC/C SEC 02 T3S R11W PB 3 PG 77
Legal Range	11W
Legal Township	03S
Legal Section	02
Legal Subdivision	WINDSOR HEIGHTS
Legal Block	2
Legal Lot Number	8
Jurisdiction	LAUDERDALE AL
Township / Civil Division	FLORENCE
Census Block Group	1
Census Block	1002
Census Tract	11000

Owner

Source: Lauderdale County records, as of November 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	549 MALONE CIR, FLORENCE, AL 35630-2370
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2018	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Jun 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage TRUSTMARK NATIONAL BANK
Sep 1, 2022	Survivorship Deed, Transfer · Conventional Mortgage TRUSTMARK NATIONAL BANK
May 30, 2019	Warranty Deed, Transfer · Conventional Mortgage TRUSTMARK NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2022 · Amount on Record
Deed Sale	Sep 1, 2022 · Amount on Record
Prior Sale	May 30, 2019 · Amount on Record
Deed Document Number	0202248648
Deed Book / Page	2022 / 48648
Record Updated	Jun 8, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	549 MALONE CIR, FLORENCE, AL 35630-2370
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/10170
Date	Mar 15, 2018
Book Page	2018/10170

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 26, 2048

Interest

Rate Type	Fixed Rate

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	549 MALONE CIR, FLORENCE, AL 35630-2370
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022/36986
Date	Jun 29, 2022
Book Page	2022/36986

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 2, 2052

Interest

Rate Type	Fixed Rate

September 2022: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Sep 1, 2022
Property Address	549 MALONE CIR, FLORENCE, AL 35630-2370
Document Number	2022/48648
Book / Page	2022 / 48648
Map Reference	MB 3 PG 77
Instrument Date	Aug 31, 2022
Transaction Type	Transfer
Record Updated	Sep 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3410 CHISHOLM RD 1207 E, 3410, FLORENCE, AL 35630

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	549 MALONE CIR, FLORENCE, AL 35630-2370

Mortgage

Document Number	202248648202248648
Date	Sep 1, 2022
Instrument	2022/48648202248648

Lender

Name	TRUSTMARK NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	May 30, 2019
Property Address	549 MALONE CIR, FLORENCE, AL 35630-2370
Document Number	2019/21699
Book / Page	2019 / 21699
Instrument Date	May 28, 2019
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	414 ROSEWOOD CT, BELLEVILLE, IL 62223-4211

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	549 MALONE CIR, FLORENCE, AL 35630-2370

Mortgage

Document Number	2019/21701
Date	May 30, 2019
Book Page	2019/21701

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Municipality	Florence City
Unified School District	Florence City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$620.00 (+7.64%) Homeowner's exemption	$13,980 (+6.88%)	$141,820 (+8.49%) Land $15,800 Building $126,020
2024	$576.00 (+13.39%) Homeowner's exemption	$13,080 (+99%) Land $1,320 Building $11,760	$130,720 (+11.9%) Land $13,100 Building $117,620
2023	$508.00 (-0.78%) Homeowner's exemption	$1,200 (-89.81%) Land $1,200	$116,820 (-0.66%) Land $11,800 Building $105,020
2022	$512.00 Homeowner's exemption	$11,780	$117,600 Land $12,900 Building $104,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1996–2003)
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people · EPA ID AL0000783
Water Source	Surface water
Last State Inspection	May 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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